About Consolidated Credit: We're Here to be Your Advocate

Since 1993, Consolidated Credit has helped over 10.2 million people find relief from credit card debt to achieve real financial stability

Credit card debt problems are running rampant in the U.S. today. Americans owe more than $1.166 trillion, and we keep adding more every year. The truth is that most people aren’t taking on debt because they’re irresponsible. Most credit card debt comes from challenges like lack of income, emergency expenses, and out-of-pocket medical bills.

That’s why we believe that solving people’s debt challenges requires more than just a program that can help them become debt-free. True financial stability takes education and application, and that’s what we help our customers do. Consolidated Credit is one of the nation’s largest nonprofit credit counseling agencies and we’ve spent over a quarter of a century helping people find financial freedom.

Consolidated Credit’s mission: To assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling.

“Without financial education, financial stability is just a dream,”
Gary Herman, President of consolidated credit

Consolidated Credit’s Trustpilot reviews

Real clients give real feedback on our debt management programs through nonprofit credit counseling.

Good communication

I appreciate the communication of instruction and expectations. I am excited to have...

STUART MARVIN J.

I see progress in the...

I see progress in the debt reduction

YOLANDA

Consolidated Credit has...

Consolidated Credit has really helped me manage my credit card debt. They are very...

BERNICE T.

Good company

ADAM F.

Great service in helping...

Great service in helping credit issues

Barry Alexander

They really help

Best way to get help

Graceson Kelley

Showing our 4 and 5 star ratings

Celebrating 30 Years of Financial Education

Consolidated Credit proudly celebrates a milestone moment dedicated to empowering communities, honoring our sponsors, and highlighting the achievements of the past year.

View Transcript

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I decided to buy a home because I wanted to settle down with my family in order for me to get a new house I needed to pay him all my debt where we were renting it kept increasing it was challenging to get you know like an organization to lend you the money we still had this mortgage payment that was going up and up and our appointment was really low so my goals were powering up on top of each other

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All roads led to Consolidated Credit. One of my neighbors told me about Consolidated Credit through Consolidated email first time home buyers a very very important support that you get in this process that it can be traumatizing sometimes I really like that they had different people coming in from different areas every time I called I felt the one that’s over the phone that they were my personal teams I think without the class like I said I don’t know if we have this house right now after I finish my debt management program and the House Counseling our my credit score went to 790. I know this is ours and that is great.

I would definitely recommend Consolidated Credit union bank has validated credit and a team for everything that they reached out in there for me we come to work every day because nothing feels better than helping people lead better lives but we couldn’t do any of that without our partners simply put they help us help Millions.

Consolidated Credit is one of our great Partners who comes in and not only teaches Financial education and literacy to our students but also to the parents everybody is very appreciative and found this boot camp to be worth their time and it’s certainly worth our effort and we’re just so eager to have them it’s great to have a partner in the community that we can refer them to Consolidated Credit has been a long time supporter and partner of Junior Achievement of South Florida we look for someone who has a great reputation in the community is actively involved in financial education that we can partner with with all of our similar programs so we’re so so so grateful to consolidated credit for their assistance and support not just financially but every year they come and you and bring toiletries and food and just so many things that help us to respond to the challenges that people in our community are facing this partnership with consolidated credit solutions we’re changing lives we are Building intergenerational Wealth and we are building Independence for the families that we serve.

Thank you Consolidated Credit Solutions for this amazing partnership with Habitat for Humanity you folks do a phenomenal job and and it’s so important to educate uh everybody uh plus our men and women that serve our country the more financial literacy you have among a city the better your city is going to be so we appreciate having consolidated credit in our city.

KOFE is a financial wellness program that has different features the online features is a portal that we give to the corporation to put on their internet employees will have access to a lot of different tools also a dedicated toll-free line so the employees will have access throughout the year to unlimited and free financial coaching employers are noticing that nowadays employees are not only finding themselves with health issues but also having a lot of problems with their personal finances and they’re also finding that personal finances are affecting the bottom line of the company so employers are reaching out to Consolidated Credit more and more looking for that corporate Financial wellness program that it can add to that mix of offerings they have in their Wellness initiatives.

We’re here to educate and Inspire and meet you where you are.

We’re counselors. We’re committed to helping people who need it most and to make the debt-free journey as easy as possible.

We get people on the road to financial stability and on the road to home ownership and at an eviction foreclosure and overwhelming debt.

The Guiding Light to Financial Freedom we’re here to be a good partner to solve problems and do what’s best for our mutual clients.

We’ve been doing this for 30 years we’re committed to providing financial literacy education across the country we will keep advocating for those who need help and working with financial institutions to provide the best possible outcomes We Stand ready for the challenges that the next 30 Years will we are Consolidated.

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