debt consolidation

Americans Adjust Their Credit Habits as a Result of the Pandemic

Posted on October 12, 2020 by | Meghan Alard (6-minute read)

Even as Americans focus on paying down revolving debt, millions are relying on credit cards to address income challenges during the pandemic.

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Big Changes Coming to Credit Cards Offering 0 Interest on Balance Transfers

Posted on February 19, 2018 by | April Lewis-Parks (4-minute read)

As consumer debt levels continue to break records, driven by credit card debt, many households may turn to balance transfer credit cards to consolidate. However, new changes in credit cards offering 0 interest on balance transfers could make this type of consolidation less beneficial.

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Credit Card Use Continues to Climb

Posted on January 19, 2018 by | April Lewis-Parks (3-minute read)

Consumer credit card use continues to climb, now beating pre-recession levels of spending. Credit card debt increased by 13% in November alone, leading to an all-time high of $1.023 trillion. Here’s what you can do to pay off your debt.

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Not Out of the Woods with Student Loan Debt

Posted on November 2, 2016 by | Meghan Alard (3-minute read)

The CFPB estimates that one in three rehabilitated student loan borrowers is at risk of re-defaulting on their student loan debt in the next 2 years.

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Credit Card APR at 5-Year High

Posted on September 30, 2016 by | Meghan Alard (3-minute read)

The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?

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The Carrot and Stick of Student Debt Repayment

Posted on August 8, 2016 by | Meghan Alard (6-minute read)

Collection practices for defaulted student loan debt won’t get any gentler, but customer service for repayment on current student loans may get better.

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Sacrificing for Student Loan Payments

Posted on June 10, 2016 by | Meghan Alard (4-minute read)

You want to eliminate your student loans but a high monthly payment burden now could prevent major life goals like marriage and buying a first home.

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