Dec 28, 2012 | April Lewis-Parks
Americans have largely taken strides to get their finances on track this year by paying down credit card debt, limiting their use of borrowed funds and contributing more money to savings.
Dec 27, 2012 | April Lewis-Parks
Planning ahead for retirement is essential for workers to avoid shortfalls and debt during their post-working years.
Dec 26, 2012 | April Lewis-Parks
Next year will be a time of new beginnings for many Americans who have vowed to improve their finances, build their savings and eliminate their debt.
Dec 20, 2012 | April Lewis-Parks
Lawmakers have yet to come to an agreement on the looming fiscal cliff, and many Americans have drastically reduced their spending in anticipation of a worst-case scenario.
Dec 19, 2012 | April Lewis-Parks
A large percentage of consumers may prioritize their finances in 2013, and try to overcome the burden of credit card debt and loans.
Dec 18, 2012 | April Lewis-Parks
Many individuals focus heavily on their finances during the end of the year as they try to plan ahead to start the new year off fresh.
Dec 17, 2012 | April Lewis-Parks
With less than two weeks before Christmas, only half of U.S. consumers who are planning to buy holiday gifts have started shopping
Dec 11, 2012 | April Lewis-Parks
Credit card debt is a pervasive problem in the United States. Consolidated Credit helps you use your monthly account statements to manage debt effectively.
Dec 07, 2012 | April Lewis-Parks
When credit card debt becomes a problem, it can be hard to recover on your own – especially on a limited budget. Credit counseling helps you get ahead.
Dec 06, 2012 | April Lewis-Parks
The recession ended three years ago, but many consumers may not feel as though their financial situations have improved.
Dec 05, 2012 | April Lewis-Parks
Budgeting during the holiday season is necessary to avoid racking up significant credit card debt.
Dec 04, 2012 | April Lewis-Parks
Putting money aside for retirement is a necessary goal to living comfortably during consumers' post-working years and covering their day-to-day costs.
Dec 04, 2012 | April Lewis-Parks
Holiday shopping is prime time for credit cards, but it’s also a prime time to get your identity stolen if you don’t take steps to prevent ID theft.
Dec 03, 2012 | April Lewis-Parks
Losing a home to foreclosure can be one of the most financially and emotionally painful experiences a household goes through.
Nov 30, 2012 | April Lewis-Parks
Mortgage rates continue to hover near record lows and home prices are strengthening, but are still affordable to most average income earners.
Nov 21, 2012 | April Lewis-Parks
Millions of young adults across the country carry student loans, and total education debt recently surpassed $1 trillion nationally.
Nov 16, 2012 | April Lewis-Parks
The decision to rent a home versus buying a property outright can be critical to your financial success. Learn how to determine if you're ready for a mortgage.
Nov 15, 2012 | April Lewis-Parks
The holiday season is almost here. Consolidated Credit helps you make plans to avoid overspending that leads to high-interest credit card debt.
Nov 14, 2012 | April Lewis-Parks
Parents and children often have a hard time discussing financial issues even in adulthood, but it’s important to get on the same page on certain topics.
Nov 13, 2012 | April Lewis-Parks
There are several scenarios that can lead a household down a dangerous path toward debt.
Nov 09, 2012 | April Lewis-Parks
Fewer individuals are incurring new credit balances, and appear to be taking a more proactive approach to managing their accounts.
Nov 07, 2012 | April Lewis-Parks
Millions of Americans continue to live paycheck-to-paycheck, which can make planning for future financial needs more challenging.
Nov 06, 2012 | April Lewis-Parks
Hurricane Sandy is on track to be the second most expensive storm in U.S. history.
Nov 05, 2012 | April Lewis-Parks
Whether you're staying close to home at community college, moving a few hours away or even a few states away, transitioning into the college life brings newfound independence.
Oct 31, 2012 | April Lewis-Parks
As holiday costs continue to increase, Consolidated Credit looks at how Americans plan on spending and how you can save money on holiday costs this season.
Oct 25, 2012 | April Lewis-Parks
Most people start thinking more seriously about their finances as they get older and their priorities begin to change.
Oct 19, 2012 | April Lewis-Parks
A financial crisis can strike at any time, and many households across the country have tried to protect themselves by establishing an emergency fund to cover sudden costs.
Oct 19, 2012 | Ines Mato
Scammers will do whatever it takes to find new victims, even if this means tracking millions of users on different social media outlets.
Oct 17, 2012 | April Lewis-Parks
Identity theft has increased dramatically over the last decade affecting about 9 million Americans annually, according to the Federal Trade Commission.
Oct 12, 2012 | April Lewis-Parks
Receiving a mortgage rejection letter from a lender can be emotionally trying for potential homebuyers who were counting on the financing to purchase their dream home.
Oct 11, 2012 | April Lewis-Parks
As consumers wonder how they will be affected if the Bush tax cuts expire and who’s at risk of paying higher taxes, Kiplinger offers a free live web chat.
Oct 11, 2012 | April Lewis-Parks
Halloween is big business. Ghosts and goblins emerge in October and Trick-or-Treaters" of all ages open their wallets to spend. "
Oct 10, 2012 | April Lewis-Parks
Student debt is topping the $1 trillion dollar mark and long surpassed credit card debt as the most common type of balance Americans now carry.
Oct 08, 2012 | April Lewis-Parks
Consolidated Credit joins forces with Oppenheim Law to host a free seminar, "What To Do If I Am Underwater" on Saturday October 13th, from 10 AM to 1 PM.
Oct 04, 2012 | April Lewis-Parks
Millions of Americans currently carry negative equity in their homes, meaning their outstanding mortgage balance exceeds the value of their property.
Oct 03, 2012 | April Lewis-Parks
Consolidated Credit looks at consumer spending trends on Halloween in the U.S. and offers helpful tips to help you keep your Halloween costs down this year.
Oct 03, 2012 | Ines Mato
While debt usually isn’t good for your bottom line, for some Hispanics the absence of debt translates into poor credit and loan application denials.
Oct 01, 2012 | April Lewis-Parks
Separating from a spouse and going through divorce proceedings can place an emotional and mental strain on all parties involved.
Sep 27, 2012 | April Lewis-Parks
Student loan debt continues to be a significant problem in the U.S. as nearly one in five households report carrying an outstanding balance at the end of 2010.
Sep 21, 2012 | April Lewis-Parks
When credit card bills are piling up, consumers having difficulties making minimum payments might consider taking out a personal loan to consolidate debt.
Sep 20, 2012 | April Lewis-Parks
Facebook, Twitter, LinkedIn and other social media channels are popular ways to keeping in contact with old friends and loved ones, networking and even performing business functions.
Sep 19, 2012 | Ines Mato
Single women are more likely than their male counterparts to incur credit card debt, according to a new analysis conducted by Consolidated Credit.
Sep 19, 2012 | April Lewis-Parks
Making the decision to file for bankruptcy protection can be difficult, and legal proceedings should always be a last resort.
Sep 13, 2012 | April Lewis-Parks
Stubbornly high unemployment rates are continuing to affect millions of individuals, and the long-term effects of joblessness have inhibited large improvements in the national poverty rate.
Sep 12, 2012 | April Lewis-Parks
After bankruptcy proceedings have ended, many consumers may face fears that they will never get their finances back on track or repair their credit score.
Sep 12, 2012 | April Lewis-Parks
In the face of high unemployment rates and slow growth, consumers have swiped their credit cards much less than in previous months.
Sep 10, 2012 | April Lewis-Parks
Medical debt can be one of the costliest obligations consumers face.
Sep 06, 2012 | April Lewis-Parks
Retirement is designed to be a period in which adults who have worked for decades can relax, enjoy the activities that matter most to them and spend time with family and friends.
Sep 05, 2012 | April Lewis-Parks
Buyers who are shopping for a house, whether it be their first or a new home, often feel excited about the process and their new investment.
Aug 28, 2012 | April Lewis-Parks
Millions of Americans are managing credit card debt that was incurred due to circumstances beyond their control.
Aug 27, 2012 | April Lewis-Parks
Consumers protection laws ensure you aren’t hassled during debt collection. Consolidated Credit talks to NerdWallet to offer tips that protect your rights.
Aug 27, 2012 | April Lewis-Parks
Many couples may assume that arguments over money may follow after their nuptials and revolve around big topics such as how to save for retirement or when to purchase a home.
Aug 24, 2012 | Ines Mato
Many Americans are convinced that saving money is a waste of time. Why should they save if they can borrow money every time they need it?
Aug 21, 2012 | April Lewis-Parks
In the years following the recession, many consumers took steps to save more, spend less and pay off loans and credit card debt.
Aug 15, 2012 | April Lewis-Parks
Many Americans are on the fence about whether to purchase a home, namely because a large percentage are still feeling the effects of the recession.
Aug 14, 2012 | April Lewis-Parks
American borrowers improved the handling of their credit card debt in the second quarter, as both delinquency rates and balances remain near record lows, according to TransUnion.
Aug 01, 2012 | April Lewis-Parks
As the economy grew at the slowest pace in almost a year, many consumers are worried about their financial situation.
Aug 01, 2012 | April Lewis-Parks
Transitioning from a teenager to an adult is a process, and many individuals say they don't feel like they have matured into the latter as of yet.
Jul 26, 2012 | April Lewis-Parks
Since home is where the heart is, it can be difficult to make the decision to downsize to a more affordable home, but it may be necessary for your financial future.
Jul 25, 2012 | April Lewis-Parks
The end of the recession 2009 did not necessarily signal the end of financial hardship for many American families.
Jul 17, 2012 | April Lewis-Parks
As a result of a slowdown in job growth and a decline in consumer confidence, credit card debt reached its highest point since November 2007.
Jul 16, 2012 | April Lewis-Parks
The Patient Protection and Affordable Care Act, upheld by the Supreme Court on June 28, will benefit more than 9 million Latinos who lack health insurance.
Jul 12, 2012 | April Lewis-Parks
Building an adequate nest egg is important for every American, regardless of age or gender.
Jul 06, 2012 | April Lewis-Parks
Few things are more important for individuals than building a sufficient nest egg to carry them through their golden years.
Jul 05, 2012 | April Lewis-Parks
Housing costs represent a significant housing expenditure for Americans, and the effects of the recession make these expenses more financially burdensome for many Americans.
Jul 03, 2012 | April Lewis-Parks
When parents fall ill, many children take them into their own homes so that they may provide care around the clock.
Jul 02, 2012 | April Lewis-Parks
Summer is in full swing and marks the beginning of the home buying season.
Jun 27, 2012 | April Lewis-Parks
Most parents provide some level of financial support to children during their college and perhaps even post-college years.
Jun 26, 2012 | April Lewis-Parks
Consolidated Credit is urging consumers to take advantage of a newly released public complaint database to make informed and educated decisions regarding their finances.
Jun 25, 2012 | April Lewis-Parks
An emergency savings cushion is one of the most effective ways to avoid debt and financial ruin.
Jun 22, 2012 | April Lewis-Parks
HUD Secretary Donovan and Congressman Alcee L. Hastings convened a roundtable discussion to announce President Obama's proposal to underwater homeowners.
Jun 19, 2012 | April Lewis-Parks
Buying a home is one of the most exciting events in many consumers' lives.
Jun 15, 2012 | April Lewis-Parks
Each individual has his or her own way of managing their finances, with some being more responsible than others.
Jun 14, 2012 | April Lewis-Parks
When credit card balances become unmanageable, one of the first repayment strategies many consumers turn toward is a balance transfer.
Jun 13, 2012 | April Lewis-Parks
Housing costs typically take up the largest percentage of a consumer's monthly income.
Jun 12, 2012 | April Lewis-Parks
During the beginning of the year, a lot of consumers channeled all of their energy into improving their finances.
Jun 08, 2012 | April Lewis-Parks
Consolidated Credit Counseling Services, Inc., had the honor to attend a White House Forum to discuss recent Florida housing initiatives.
Jun 07, 2012 | April Lewis-Parks
Medical balances are one of the most costly forms of debt to take on, and mounting health care bills can quickly turn into a financial and credit disaster.
Jun 01, 2012 | April Lewis-Parks
The grace period between graduation and the date student loan repayments begin is a nice financial reprieve for new graduates.
May 29, 2012 | April Lewis-Parks
Credit card debt is cited as one of the many reasons some households are struggling financially.
May 25, 2012 | April Lewis-Parks
No one likes to think about death, and when it involves the death of a spouse, the thought is even more unsettling.
May 24, 2012 | Courtney Hall
Debt does not typically hit individuals all at once, and accruing large amounts is instead a gradual process.
May 22, 2012 | Courtney Hall
While several studies have revealed that Americans' perceptions of money have changed following the Great Recession, homeownership remains a goal.
May 21, 2012 | April Lewis-Parks
When individuals come into a large cash windfall, whether it be a work bonus, tax refund, lottery win or inheritance, the impulse to spend tends to creep up quickly.
May 18, 2012 | April Lewis-Parks
Millions of Americans lost their homes to foreclosures, many for reasons beyond their control.
May 17, 2012 | Courtney Hall
A mortgage payment is typically the largest bill an individual pays each month, and during tough economic times, many homeowners have fallen behind on their payments.
May 16, 2012 | April Lewis-Parks
Families often pull together and help each other in tough financial times, and this is especially true following the recent recession.
May 14, 2012 | April Lewis-Parks
Receiving a call or letter from a debt collector can be frightening for individuals who are already stressed and financially burdened by medical, student loan or credit card debt.
May 11, 2012 | Courtney Hall
Many individuals struggle with two wealth-building initiatives over the course of their lives: eliminating debt and building savings.
May 11, 2012 | April Lewis-Parks
Consumers each year are unable to file for bankruptcy due to financial instability and rising costs. Learn the hidden fees associated with bankruptcy.
May 10, 2012 | April Lewis-Parks
After mortgage payments, credit card debt obligations and addressing day-to-day financial needs, what is left to contribute to retirement accounts?
May 09, 2012 | Courtney Hall
Student loan balances have surpassed credit card debt as the largest balances consumers carry.
May 08, 2012 | April Lewis-Parks
Many consumers get to a point in their spending when they realize they may be amassing more credit card debt than they can afford to pay off.
May 07, 2012 | April Lewis-Parks
Beginning divorce proceedings can be a painful and emotional process.
May 02, 2012 | April Lewis-Parks
Getting into a money management routine helps you plan when to pay bills, how much to spend on groceries each week, and the amount to put toward savings.
May 01, 2012 | Courtney Hall
It's a natural inclination for parents to want to help their adult children when they run into financial troubles.
Apr 27, 2012 | April Lewis-Parks
Each generation has certain financial characteristics that are indicative of the time they were brought up in.
Apr 24, 2012 | Courtney Hall
Many couples may decide to combine finances and open joint credit card accounts at some point in their lives.
Apr 23, 2012 | April Lewis-Parks
When individuals are in a tough spot financially, they tend to explore all of their available credit options before turning to a traditional loan.
Apr 23, 2012 | April Lewis-Parks
Consolidated Credit is proud to receive the Education in Financial Literacy Education Nonprofit Organization of the Year.
Apr 20, 2012 | Courtney Hall
When individuals are trying to get a handle on their finances and curb their debt, they may run into the common question of whether to shun credit cards altogether in favor of debit cards.
Apr 19, 2012 | April Lewis-Parks
For many Americans, paying off debt is their No. 1 concern.
Apr 18, 2012 | April Lewis-Parks
Record 19 individuals and organizations honored for their dedication and commitment to promoting financial literacy education worldwide.
Apr 16, 2012 | April Lewis-Parks
Many young adults have expressed pessimism about their ability to build a financially sound framework as a result of the economy.
Apr 12, 2012 | April Lewis-Parks
Paying down credit card debt involves more than simply making monthly payments.
Apr 11, 2012 | Courtney Hall
Many Americans are carrying several types of credit balances, ranging from mortgages and car payments to credit card debt and student loans.
Apr 10, 2012 | April Lewis-Parks
When individuals are trying to get a handle on credit card debt, it can take a great amount of willpower to say no" to certain purchases. "
Apr 06, 2012 | April Lewis-Parks
Most consumers who have financial difficulties don't start out that way.
Apr 04, 2012 | April Lewis-Parks
Reward credit cards are a popular way to save money on necessities, such as groceries and gasoline, or earn discounts on entertainment, travel and other perks.
Apr 03, 2012 | Courtney Hall
Current economic conditions have changed the way Americans think about housing.
Apr 02, 2012 | April Lewis-Parks
There are few things worse for a parent than watching a child develop a serious illness or disability.
Mar 28, 2012 | April Lewis-Parks
April marks National Financial Literacy Month. Consolidated Credit helps consumers celebrate by cleaning out the clutter from their personal finances.
Mar 28, 2012 | Courtney Hall
Talking about money with family, friends and professionals can be difficult.
Mar 27, 2012 | April Lewis-Parks
Getting married is one of the most important steps a person will take in his or her life.
Mar 26, 2012 | Courtney Hall
The state of the economy has presented financial issues to households in several areas, ranging from credit card debt and student loans to underwater mortgages and foreclosure.
Mar 22, 2012 | Courtney Hall
The economy has taken its toll on middle-aged families and empty nesters, who may be paying down mortgages, auto loans, credit card debt and bills.
Mar 22, 2012 | April Lewis-Parks
Get ready to file your 2011 income tax returns and maximize your refund with this handy tax preparation checklist infographic from Consolidated Credit.
Mar 20, 2012 | Courtney Hall
Adults in their mid-20s and early 30s are at an advantage when it comes to saving for their financial goals and retirement because they have a greater deal of time than their older counterparts.
Mar 14, 2012 | April Lewis-Parks
Court decision means immigrants filing false tax returns may face deportation even if they legally immigrated. We offer tax tips to avoid felony charges.
Mar 13, 2012 | April Lewis-Parks
Debt is not necessarily bad. Some debt can help you achieve your financial goals. Learn how different types of debt can bolster or hinder your financial freedom.
Mar 09, 2012 | April Lewis-Parks
Credit card debt and hefty loans can take a significant chunk out of a consumer's take-home pay.
Mar 07, 2012 | April Lewis-Parks
Identity theft and financial fraud cases have soared nationwide. Consolidated Credit issues warnings for National Consumer Protection Week.
Mar 02, 2012 | Courtney Hall
Paying off credit card debt and loans after a long financial struggle can bring a sense of relief and pride to borrowers.
Feb 28, 2012 | April Lewis-Parks
It's easy to think of debt solely in terms of credit cards and loans.
Feb 27, 2012 | Courtney Hall
Credit card debt is one of the most common balances Americans hold, and it can also be one of the most damaging.
Feb 24, 2012 | April Lewis-Parks
When adults find themselves in a tight financial bind, it's natural to want to seek out temporary solutions until they find a way to fix the problem.
Feb 21, 2012 | Samantha Savory
As millions struggle to get ahead of debt and financial distress, some turn to banks but others rely on borrowing from family to cover their bills.
Feb 16, 2012 | Courtney Hall
Soon-to-be parents have a lot of planning to do before their new baby arrives.
Feb 15, 2012 | Samantha Savory
Many people struggle when faced with the task of working to consolidate credit card debt and get their finances back in order after a difficult period.
Feb 14, 2012 | April Lewis-Parks
High-interest credit card debt is one of the most common types of balances consumers carry.
Feb 10, 2012 | Samantha Savory
Going back and forth between saving money or paying off credit card debt can be a difficult decision because there are many merits and benefits to both.
Feb 09, 2012 | April Lewis-Parks
Many young adults are facing rough financial seas, and working hard to overcome a down economy.
Feb 08, 2012 | April Lewis-Parks
Consolidated Credit looks at rising consumer spending trends for Valentine’s Day in a new infographic, with tips to help curb the costs of playing cupid.
Feb 06, 2012 | Courtney Hall
Consumers have had a tumultuous relationship with credit cards in the years following the recession.
Feb 03, 2012 | April Lewis-Parks
If you’re suffering from a debt hangover caused by high spending for the holidays, Consolidated Credit has some tips to help you reduce debt quickly.
Feb 03, 2012 | April Lewis-Parks
Taxes can constitute a sizable financial burden for Americans who owe money to the IRS each year.
Feb 02, 2012 | Courtney Hall
Receiving late payment notices in the mail and letters from creditors threatening legal action can be terrifying for already stressed-out consumers whose budgets are stretched thin.
Jan 31, 2012 | April Lewis-Parks
Money spent on winter holiday shopping is higher than all other holidays combined. But while consumers feel more secure, are we ready for that much debt?
Jan 30, 2012 | April Lewis-Parks
The number of credit card bills that were 60 days or more behind at the end of 2011 was down considerably from the same point in 2010, as consumers continue to reduce debt.
Jan 26, 2012 | Samantha Savory
Capitalizing on the success of couponing services like Groupon or LivingSocial financial institutions like Bank of America offer rewards to cardholders.
Jan 25, 2012 | Courtney Hall
The way people pay for small, everyday purchases has been changing a lot in the last few years. And these days, more consumers are relying on cash instead of running up credit card debt.
Jan 19, 2012 | April Lewis-Parks
The number of companies using mobile credit card readers to complete transactions is growing considerably as small business owners rely on the technology.
Jan 11, 2012 | Courtney Hall
Having a credit card lost or stolen can be a consumer's worst nightmare, but a new company recently unveiled a new product designed to help mitigate the risk cardholders face in these instances.
Jan 09, 2012 | Samantha Savory
Toward the end of every year, consumers typically borrow more, particularly on their credit cards. That trend seems to have continued in 2011, and even exceeded analysts' expectations.
Jan 06, 2012 | April Lewis-Parks
CFPB recently received its first top executive thanks to a recess appointment by President Barack Obama, and is already expanding its scope.
Jan 05, 2012 | Courtney Hall
Millions of Americans put more on their credit cards during the holiday season compared to any other time of year.
Jan 04, 2012 | Samantha Savory
One of the nation's top lenders is changing the way it lets cardholders handle the rewards points they accrue. See if the Citi changes will affect you.
Jan 04, 2012 | April Lewis-Parks
View this infographic to find out if you are a Smart Spender or an Over Spender when it comes to how you shop with credit and take on credit card debt.
Jan 03, 2012 | April Lewis-Parks
Consolidated Credit offers tips to help consumers face the financial challenges of 2012 and keep financial resolutions for the next 12 months and beyond.