Set the Right Plan to Pay Off Holiday Debt
It can be difficult to shake off the weight of holiday credit card debt, but with a little guidance, you could pay off debt quicker in 2025.
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Financial Planning
Find help with budgeting, tax planning, investing, planning for retirement, different types of insurance, and more.
Financial planning is an ongoing process. It can reduce your stress about money, support your current needs, and help you reach your long-term goals, such as retirement. Financial planning is important because it allows you to make the most of your assets. It ensures that you achieve your future financial goals.
The articles in this section will help you learn the necessary steps you need to take to achieve a stable financial future. Consolidated Credit teaches the smart way to plan in order to make your wealth grow. For more tips visit the Personal Finance Help section.
Top 5 Financial Resolutions for 2025: Start the Year Right
Follow these five steps to financial resolutions in the new year. Plan a budget, pay down debt, and start building wealth.
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6 Tips to Avoid Financial Disaster During Hurricane Season
Hurricane season is here — are you financially prepared to weather the storm? Learn how to weather the aftermath and avoid financial disaster.
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Making the Most of Your 401(k) Contributions
There are many reasons to max out your 401(k) contributions but most retirement savers aren’t hitting the mark and missing out on free money.
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America Saves Week 2023
The last week of February marks America Saves Week. This year, savers are encouraged to keep their eye on a prize as they save money.
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Seniors Lose More Than $1.7 Billion to Elder Fraud Every Year
Elder fraud scams prey on a lack of knowledge and fears about healthcare and debt. Learn about the latest scams targeting seniors.
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Overcoming the Unique Financial Challenges that Come with Military Service
For Military Saves Month 2021, we asked nine military financial experts for their advice to Service Members, Veterans, and their spouses.
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Last-Minute Gift Ideas for Mom During Stay-at-Home Orders
This year isn't exactly normal, but the good news is that there are plenty of virtual ways that you can spoil your mom, even if you're shopping last-minute.
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How Can I Save Money While I’m in Debt?
Saving money can’t wait for you to be debt free. We asked 18 experts for their tips on how to save money while you’re in debt, so you can start saving now.
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Retirement Savings Updates: The Impact of the SECURES Act
Learn how college an retirement savings plan changes from the SECURE Act may affect your long-term saving strategy, so you can plan for the future.
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Avoid Vampire Energy and Save Money This Halloween
Beware the vampires lurking in your home! Vampire energy sucks down power and drive up your bills. Here's how to save that electricity.
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Budgeting for Christmas in July
You might think it’s too early to start thing about budgeting for the winter holidays, but there are just 10-12 paychecks left before the holidays start.
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Will Universal Savings Accounts Really Be the Best Way to Save for Emergencies?
Congress wants to create Universal Savings Accounts to give Americans an easier way to generate emergency savings, but will they help average families?
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What’s Your Personal Saving Rate?
The personal saving rate hit 6.8% in June, but are Americans saving equally? We look at personal savings and offer tips on improving your saving strategy.
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How Much Should You Have in Emergency Savings?
Emergency savings is essential to cover unexpected expenses like home and car repairs, as well as to give you a financial safety net in case you lose your job or can’t work due to a medical emergency. But how much should you have in emergency savings and how much do average Americans actually save?
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More Americans Right Size Emergency Savings
Learning how to right size emergency savings is a crucial skill that can help you achieve financial stability and avoid problems with credit card debt. We offer tips to help you ensure you have more savings than debt.
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The Future of the Fiduciary Rule
The fiduciary rule is meant to protect consumers from biased investment advice, but many in D.C. believe it’s doing more harm than good. Here’s why.
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Savers, Spenders, and Love
When it comes to love and money, financial challenges can definitely derail a happy relationship. Here’s how to have a happy financial life together.
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Parents Step Up College Savings
More parents are saving for their children’s education costs, but savings are still behind. Here’s what you can do to increase college savings today!
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Sick of Retirement Studies
Experts estimate total out-of-pocket healthcare costs after retirement could be upwards of $400,000. We help you plan ahead for retirement sick days.
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What Americans Fear Most About Old Age
If you fear outliving your money, you’re not alone. But while this is many people’s biggest fear, few are saving effectively to meet retirement goals.
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More Money or Less Debt?
A new study finds half of Americans believe they will die broke if their financial situation doesn’t change by subtracting debt and adding income.
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More Incentive to Save for College
If a new bill passes in Congress, your employer could soon offer a 529 college savings plan with tax benefits and a match program like your 401(k).
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