Is Facebook Guilty of Fair Housing Discrimination?
HUD filed a formal complaint against Facebook for violating the Fair Housing Act. We explain what homebuyers need to know as they shop for homes online.
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April Lewis-Parks
Making the Most of Your 401(k) Contributions
If you have a 401(k) through your employer, there’s good reason to max out your 401(k) contributions, but most retirement savers aren’t hitting the mark.
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How Much Should You Have in Emergency Savings?
Emergency savings is essential to cover unexpected expenses like home and car repairs, as well as to give you a financial safety net in case you lose your job or can’t work due to a medical emergency. But how much should you have in emergency savings and how much do average Americans actually save?
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Are Store Credit Cards Bad?
A new trend in increased credit card delinquencies on store credit cards reveals two good reasons why you might want to think twice before opening a in-store credit card. Consolidated Credit explains how to decide if store credit cards are a bad idea for your finances.
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Is There a Tie between Student Loans and Credit Health?
Is there are correlation between student loans and credit health? A new FICO study suggests that although student loan borrowers don’t always have bad credit scores, having student loans may make overcoming financial challenges much harder.
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Military Families Face a Financial Confidence Gap
First Command finds that there is a financial confidence gap between Service Members and their spouses, who typically manage the household finances. What can be done to improve financial confidence?
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Why Women Hold More Student Debt
A new study finds women hold more student debt than men. In fact, women hold two thirds of all student loans currently in repayment. CNBC explores five reasons why student loan debt is a bigger burden for women than it is for men.
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How Credit Smart Are You?
It’s National Financial Literacy Month, which makes it the perfect time to find a range of free financial education resources. But what resources do you need? Consolidated Credit has a simple 7-question Credit Smart test so you can test your knowledge and determine what you don’t know.
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12% of Americans Had a Credit Card Declined Last Year
One in ten Americans had a credit card declined last year, but embarrassment is really the least of your worries if it happens to you. Learn why cardholders experienced a declined credit card last year and what you can do to avoid it.
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More Americans Right Size Emergency Savings
Learning how to right size emergency savings is a crucial skill that can help you achieve financial stability and avoid problems with credit card debt. We offer tips to help you ensure you have more savings than debt.
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Which Cities are Home to the Highest Credit Card Debt?
A study of 25 metropolitan areas in the U.S.Cities shows thoese with the highest credit card debt take longer to pay it off. Is your city on the list?
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Big Changes Coming to Credit Cards Offering 0 Interest on Balance Transfers
As consumer debt levels continue to break records, driven by credit card debt, many households may turn to balance transfer credit cards to consolidate. However, new changes in credit cards offering 0 interest on balance transfers could make this type of consolidation less beneficial.
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What Causes America’s High Credit Card Balances?
Americans have record high credit card balances that are often caused by covering daily expenses to make ends meet. We look at reasons for debt and offer helpful tips on how to achieve a balanced budget so you can avoid credit card debt.
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Say Goodbye to Credit Card Signature Requirements
The last major credit issuer just announced they will phase out signature credit card signature requirements on most transactions this year. As EMV chip technology improves, you should see less request for your John Hancock, and hopefully less fraud.
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Consolidated Credit Celebrates 25 Years of Helping People Get Out of Debt
Consolidated Credit celebrates 25 years of helping credit users who are facing challenges with debt to find the solutions they need to get out of debt fast. Learn about key initiatives in community outreach and financial education that we’ve started.
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Credit Card Use Continues to Climb
Consumer credit card use continues to climb, now beating pre-recession levels of spending. Credit card debt increased by 13% in November alone, leading to an all-time high of $1.023 trillion. Here’s what you can do to pay off your debt.
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How to Use Cash Back Credit Cards
Experts predict that cash back credit cards may be king in 2018 as more credit card issuers roll out even sweeter reward programs. But if you want to get the most out of cash back incentive programs, you need the right strategy.
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Revealing the Risk of Long Term Auto Loans
A new CFPB report reveals the risk of long term auto loans, showing higher rates of default. We explain the debt management challenges these loans present.
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Millennials Fear Debt More Than Dying
Death, war, drowning due to sea level rise – all those fears are nothing compared credit card debt for Millennials. So why Millennials fear debt so much?
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Is Your Budget Sapped by Subscription Services?
A new survey finds one in ten Millennials spend $200 per month on subscription services, draining funds that could be used to achieve key financial goals.
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Why are Student Loans So Problematic?
The CFPB’s annual complaint report on student loans finds that most of the problems stem from bad service on the part of federal and private loan servicers.
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Ending Confusion to Achieve Homeownership
Potential homebuyers are confused about the homebuying process and unaware of financial assistance programs that can help them achieve homeownership.
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Millennials Want Employee Perks to Go to the Dogs
A new study finds Millennials want employee perks to go to the dogs… literally. But is having pets at work really a benefit or a total distraction?
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Do You Have More Credit Knowledge than These Millennials?
LendEDU finds that Millennials have some interesting (and wrong) thoughts about how credit scores work. Is this lack of credit knowledge a recipe for debt?
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