A new trend in increased credit card delinquencies on store credit cards reveals two good reasons why you might want to think twice before opening a in-store credit card. Consolidated Credit explains how to decide if store credit cards are a bad idea for your finances.
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Is there are correlation between student loans and credit health? A new FICO study suggests that although student loan borrowers don’t always have bad credit scores, having student loans may make overcoming financial challenges much harder.
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First Command finds that there is a financial confidence gap between Service Members and their spouses, who typically manage the household finances. What can be done to improve financial confidence?
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A new study finds women hold more student debt than men. In fact, women hold two thirds of all student loans currently in repayment. CNBC explores five reasons why student loan debt is a bigger burden for women than it is for men.
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It’s National Financial Literacy Month, which makes it the perfect time to find a range of free financial education resources. But what resources do you need? Consolidated Credit has a simple 7-question Credit Smart test so you can test your knowledge and determine what you don’t know.
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One in ten Americans had a credit card declined last year, but embarrassment is really the least of your worries if it happens to you. Learn why cardholders experienced a declined credit card last year and what you can do to avoid it.
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Learning how to right size emergency savings is a crucial skill that can help you achieve financial stability and avoid problems with credit card debt. We offer tips to help you ensure you have more savings than debt.
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A study of 25 metropolitan areas in the U.S.Cities shows thoese with the highest credit card debt take longer to pay it off. Is your city on the list?
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As consumer debt levels continue to break records, driven by credit card debt, many households may turn to balance transfer credit cards to consolidate. However, new changes in credit cards offering 0 interest on balance transfers could make this type of consolidation less beneficial.
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Americans have record high credit card balances that are often caused by covering daily expenses to make ends meet. We look at reasons for debt and offer helpful tips on how to achieve a balanced budget so you can avoid credit card debt.
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The last major credit issuer just announced they will phase out signature credit card signature requirements on most transactions this year. As EMV chip technology improves, you should see less request for your John Hancock, and hopefully less fraud.
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Consolidated Credit celebrates 25 years of helping credit users who are facing challenges with debt to find the solutions they need to get out of debt fast. Learn about key initiatives in community outreach and financial education that we’ve started.
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Consumer credit card use continues to climb, now beating pre-recession levels of spending. Credit card debt increased by 13% in November alone, leading to an all-time high of $1.023 trillion. Here’s what you can do to pay off your debt.
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Experts predict that cash back credit cards may be king in 2018 as more credit card issuers roll out even sweeter reward programs. But if you want to get the most out of cash back incentive programs, you need the right strategy.
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A new CFPB report reveals the risk of long term auto loans, showing higher rates of default. We explain the debt management challenges these loans present.
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Death, war, drowning due to sea level rise – all those fears are nothing compared credit card debt for Millennials. So why Millennials fear debt so much?
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A new survey finds one in ten Millennials spend $200 per month on subscription services, draining funds that could be used to achieve key financial goals.
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The CFPB’s annual complaint report on student loans finds that most of the problems stem from bad service on the part of federal and private loan servicers.
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Potential homebuyers are confused about the homebuying process and unaware of financial assistance programs that can help them achieve homeownership.
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A new study finds Millennials want employee perks to go to the dogs… literally. But is having pets at work really a benefit or a total distraction?
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LendEDU finds that Millennials have some interesting (and wrong) thoughts about how credit scores work. Is this lack of credit knowledge a recipe for debt?
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In celebration of today’s total solar eclipse, Consolidated Credit offers a 4-phase plan for how to achieve a total eclipse of your debt.
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The rate experts at CardRates.com explain how Consolidated Credit’s debt management program offers a proven way to reduce credit card interest rates.
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A new study finds cash is still a preferred payment method that most Americans use at least once a week How do you like to pay at checkout: Cash or credit?
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