Consolidated Credit Finance Articles by April Lewis-Parks

Balance transfer credit cards allow you to consolidate credit online

How to Use Cash Back Credit Cards

Posted on January 15, 2018 | by April Lewis-Parks

Experts predict that cash back credit cards may be king in 2018 as more credit card issuers roll out even sweeter reward programs. But if you want to get the most out of cash back incentive programs, you need the right strategy...Read full article

End of Year Financial Tips

Posted on December 15, 2017 | by April Lewis-Parks

As we approach New Year, it’s time to get your finances organized for 2018. Consolidated Credit offers end of year financial tips to help you get started...Read full article

Weighing total costs when financing vehicles using long term auto loans

Revealing the Risk of Long Term Auto Loans

Posted on November 17, 2017 | by April Lewis-Parks

A new CFPB report reveals the risk of long term auto loans, showing higher rates of default. We explain the debt management challenges these loans present...Read full article

Millennials Fear Debt More Than Dying

Posted on November 10, 2017 | by April Lewis-Parks

Death, war, drowning due to sea level rise – all those fears are nothing compared credit card debt for Millennials. So why Millennials fear debt so much?..Read full article

Is Your Budget Sapped by Subscription Services?

Posted on November 7, 2017 | by April Lewis-Parks

A new survey finds one in ten Millennials spend $200 per month on subscription services, draining funds that could be used to achieve key financial goals...Read full article

Problems with student loans weight especially hard on Millennials

Why are Student Loans So Problematic?

Posted on October 20, 2017 | by April Lewis-Parks

The CFPB’s annual complaint report on student loans finds that most of the problems stem from bad service on the part of federal and private loan servicers...Read full article

First time homebuyers, particularly minorities and new families, can overcome barriers to achieve homeonwership

Ending Confusion to Achieve Homeownership

Posted on October 13, 2017 | by April Lewis-Parks

Potential homebuyers are confused about the homebuying process and unaware of financial assistance programs that can help them achieve homeownership...Read full article

Is taking your dog to work a top employee perk or just a workplace distraction?

Millennials Want Employee Perks to Go to the Dogs

Posted on September 29, 2017 | by April Lewis-Parks

A new study finds Millennials want employee perks to go to the dogs… literally. But is having pets at work really a benefit or a total distraction?..Read full article

American consumers nationwide are shackled by heavy total household debt

Mixed Omens of Total Household Debt

Posted on September 8, 2017 | by April Lewis-Parks

The latest Federal Reserve report has only a slight increase in total household debt, but also shows some households are falling victims to delinquency...Read full article

Millennials lack credit knowledge to use credit cards without creating debt problems and credit score issues

Do You Have More Credit Knowledge than These Millennials?

Posted on August 25, 2017 | by April Lewis-Parks

LendEDU finds that Millennials have some interesting (and wrong) thoughts about how credit scores work. Is this lack of credit knowledge a recipe for debt?..Read full article

Total Eclipse of Your Debt

Posted on August 21, 2017 | by April Lewis-Parks

In celebration of today’s total solar eclipse, Consolidated Credit offers a 4-phase plan for how to achieve a total eclipse of your debt...Read full article

Credit Card Interest Rates are the Reason

Posted on August 14, 2017 | by April Lewis-Parks

The rate experts at CardRates.com explain how Consolidated Credit’s debt management program offers a proven way to reduce credit card interest rates...Read full article

What’s Your Preferred Payment Method?

Posted on July 21, 2017 | by April Lewis-Parks

A new study finds cash is still a preferred payment method that most Americans use at least once a week How do you like to pay at checkout: Cash or credit?..Read full article

2017 Housing Trends

Posted on July 14, 2017 | by April Lewis-Parks

From immigration orders to buying sight-unseen, these are the 2017 housing trends to note. Evaluate today’s real estate so you can make smarter choices...Read full article

Lack of proper service from student loan servicers leaves borrower stressed

Student Loan Servicers Fail to Serve Effectively

Posted on July 7, 2017 | by April Lewis-Parks

Student loan complaints increased by 325% last year. These tips can help ensure you can work effectively with student loan servicers to repay your debt...Read full article

Keep trip costs low to keep your piggy bank cool this summer

The Truth about Your Summer Vacation Trip Cost

Posted on June 30, 2017 | by April Lewis-Parks

Three out of four Americans take vacations on credit, but high interest debt is not the souvenir you want. Learn the truth about your summer trip cost...Read full article

Seniors hold valuable equity in their hands if they

Older Consumer Complaints Show Mortgages are a Major Issue

Posted on June 23, 2017 | by April Lewis-Parks

A new CFPB report shows the differences between older consumer complaints and complaints from other age sets of consumers with some interesting results...Read full article

Americans are burdened by more consumer credit card debt than ever

U.S. Household Debt Hits $12.7 Trillion

Posted on June 2, 2017 | by April Lewis-Parks

U.S. household debt finally hit pre-crisis levels. Is America financially stable enough now to handle the risk or is it time to focus on debt repayment?..Read full article

How renters can get ahead of rent price increases

Clearing the Down Payment Hurdle

Posted on May 5, 2017 | by April Lewis-Parks

Most renters say generating the down payment is their biggest barrier to homeownership. We offer two proven homebuying solutions to make that jump easier...Read full article

Using Credit Cards for Everyday Purchases

Posted on April 21, 2017 | by April Lewis-Parks

A new poll finds more Americans use credit cards for everyday purchases, even when spending less than $5. Is credit the new debit? Should it be?..Read full article

2 Days Left to Register for the 2017 Military Spouse Fellowship!

Posted on April 20, 2017 | by April Lewis-Parks

Tomorrow is your last chance to register for the 2017 FINRA Military Spouse Fellowship. Get certified so you can help others and improve your own finances...Read full article

Record high credit card debt has piled up for most Americans

Hello, Record High Credit Card Debt

Posted on April 14, 2017 | by April Lewis-Parks

Despite a focused payoff effort in January, February saw the U.S. hit record high credit card debt over $1 trillion. Here’s what it means for your budget...Read full article

Credit Report Changes Could Boost Your Score

Posted on March 27, 2017 | by April Lewis-Parks

The big 3 credit bureaus in the U.S. plan to adjust reporting information on July 1. Here’s how these new credit report changes could boost your score...Read full article

Use our expert debt advice to find the help you need to consolidate credit cards into one easy payment

3 Ways to Tell America Has Too Much Credit Card Debt

Posted on March 17, 2017 | by April Lewis-Parks

Most Americans are carrying what experts refer to as unsustainable debt. We offer 3 ways you can tell that America has too much credit card debt...Read full article

Author: April Lewis-Parks