How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!
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Meghan Alard
Don’t Get Caught by a Deficiency Judgment
You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment.
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Don’t be Fooled by Deferred Interest!
Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends.
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How Do You Decide Which Debt to Pay First?
A new study finds people will stop paying their mortgage before an auto loan or even personal loans. So, how should you decide which debt to pay first?
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16 Million Americans have Negative Net Worth
A new study finds more Americans are living with negative net worth, and surprisingly enough it’s not being caused by high interest rate credit card debt.
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Fannie Mae Student Loan Solutions Offer Path to Homeownership
If you want to buy a home, but student loan debt is holding you back, these new Fannie Mae student loan payment options may help you achieve homeownership.
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Are You and Your Neighbors Financially Literate?
April is Financial Literacy Month! We look at the most and least financially literate consumers across the nation. How does your state rank?
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Statute of Limitations on Debt
Arizona increased the statute of limitation on debt collections for credit card debt. Learn about the debt clock and when it starts where you live.
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Identity Theft Adapts around Smart Cards
As identity theft adapts to get around Smart Chip technology in your credit cards, you need to evolve your identity theft protection measures as well.
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Do You Live Where It’s Easy to Repay Debt?
Where you live can have a serious impact on your ability to repay debt. Is cost of living a factor that’s keeping you from achieving freedom from debt?
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Feeling the Threat of Debt Collectors
A new report finds one in four consumers felt threatened during a collection call. Here’s what you can do to avoid the threat of debt collectors.
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Teaching Children about Money Can Be a Chore
Using weekly chores and allowance is a great tool for teaching children about money. Here’s what parents can do to use this money lesson effectively.
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Military Families Transition after Deployment
As large scale deployments come to an end, it’s essential that military families have plans in place to transition after deployment to achieve stability.
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Protecting Servicemembers from Financial Abuse at Home
Servicemembers on active duty deployment are protected by the SCRA, but you need to educate yourself to ensure your financial rights aren’t violated.
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Credit Card APR at 5-Year High
The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?
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The Mortgage Lending Paradox
As the mortgage default rate nears zero, some believe it’s a sign lending standards are too strict. Here’s what homebuyers can do to get approval.
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HELOC Domino Effect
A study finds missed payments on a Home Equity Line of Credit (HELOC) often lead to other delinquencies with primary mortgages and credit card debt.
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Can You Read a Credit Card Agreement?
A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.
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Parents Step Up College Savings
More parents are saving for their children’s education costs, but savings are still behind. Here’s what you can do to increase college savings today!
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A Cautionary Tale of Debt Settlement
Navys Flores thought debt settlement was the right way to eliminate credit card debt, but three years later she was forced to call NBC 6 Responds for help.
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What Parents Pay to Support Millennials
Providing financial support to adult children delays the retirement goals of parents. We have tips to help Millennials transition to financial independence.
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Chase: No Credit Backup on Overdrafts
Chase banking customers should take note that the company is changing its policy that allows a credit card to be used for account overdraft protection.
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Can You be Arrested for Debt?
Debt collectors are finding ways around the FDCPA and issuing warrants for failure to comply with court orders over unpaid credit card debt. What can you do?
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Be Careful Paying Child Support with a Credit Card
Paying child support by credit card may be convenient, but added convenience fees and high interest charges for cash advances could hurt your budget.
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