A Virtual Credit Card May Offer Extra Security
With retail data breaches becoming commonplace, a virtual credit card could give you more ID theft and fraud protection in an unsecure world...Read full article
Author: Meghan Alard
New Reverse Mortgage Rules
New reverse mortgage rules from HUD on the Home Equity Conversion Mortgage (HECM) Program could mean higher initial costs and less money available...Read full article
Consolidated Credit Introduces Home BASE
In an ongoing effort to help homeowners retain their homes and avoid foreclosure, Consolidated Credit announces the launch of Home Base loss mitigation...Read full article
A Corporate Take on Affordable Housing
Chipotle steps up as the first corporate entity to offer Denver’s rent buy-down program. Are corporations the new landlords for affordable housing projects?..Read full article
The Dubious Return of Direct Deposit Advance
Direct deposit advance could make a comeback, but with interest rates up to 300%, this “solution” could be just as bad for your finances as payday loans...Read full article
Ride Hailing Credit Cards
Services like Uber and Lyft may soon roll out ride hailing credit cards that offer rewards for charging rides. Will they help you save money or hail debt?..Read full article
How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!..Read full article
Some Much Needed Rent Price Relief
Consolidated Credit’s latest rent price map shows the cities with the biggest increases and decreases in property rental prices, which impact housing costs...Read full article
The Future of the Fiduciary Rule
The fiduciary rule is meant to protect consumers from biased investment advice, but many in D.C. believe it’s doing more harm than good. Here’s why...Read full article
Research of the Week: Where Can Millennials Achieve Financial Independence?
A new study reveals the states where Millennials are most and least likely to still live at home. How can Millennials achieve financial independence?..Read full article
How Much Should You Tip in 2017?
A new poll reveals credit card holders are some of the best tippers in the U.S., but how much should you tip in 2017? who should you tip or not tip?..Read full article
A New Face to ATM Security
Could face recognition technology be the next step in increasing ATM security against identity theft? Two major players are betting that it is...Read full article
Don’t Get Caught by a Deficiency Judgment
You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment...Read full article
How Secure is Secure Online Banking, Really?
We all assume that secure online banking is equipped to protect our data, but an industry study reveals most financial institutions can’t stop all attacks...Read full article
The Negative Equity Auto Loan Crisis
Negative equity auto loan levels hit record highs. Are longer auto terms getting consumers with subprime credit into more trouble than they’re worth?..Read full article
Don’t be Fooled by Deferred Interest!
Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends...Read full article
How Do You Decide Which Debt to Pay First?
A new study finds people will stop paying their mortgage before an auto loan or even personal loans. So, how should you decide which debt to pay first?..Read full article
Research of the Week: Millennial Home Improvement Bucks Tradition
America’s youngest homeowners balk at traditional financing sources. Are Millennial home improvement plans less effective due to lack of financing?..Read full article
Student Loan Interest Rates Increase for 2017
For the first time since 2014, student loan interest rates will increase for the 2017-2018 academic year. How will the rate hike affect student loan debt?..Read full article
Mo Money, Mo Fraud Alerts
Higher income may mean you’re more likely to become a victim of credit card fraud. As your income increases, should you expect more fraud alerts?..Read full article
16 Million Americans have Negative Net Worth
A new study finds more Americans are living with negative net worth, and surprisingly enough it’s not being caused by high interest rate credit card debt...Read full article
Financial Service Providers Fail to Serve Effectively
A survey finds consumers aren’t satisfied with the service they receive from financial service providers. Does your financial institution meet your needs?..Read full article
Revolver vs. Transactor: What Kind of Credit User are You?
We compare the credit habits of revolver vs transactor cardholders so you can see the difference and choose the right credit management strategy for you...Read full article
Credit Report Changes 2017
The credit bureaus make significant changes to the VantageScore model. What do these new credit score changes mean for borrowers who are repaying debt?..Read full article
