4 Essential Steps for Debt Free Living in 2018
If you’ve resolved to live debt free this year, Consolidated Credit has four essential tips for avoiding debt this year. You can also sign up for our Debt Free Living 2018 webinar..Read full article
Author: Meghan Alard
Living without Credit Cards
Whether you’ve been denied credit or you don’t think credit cards are necessary, there are things you should do when you’re living without credit cards...Read full article
Student Loan Payments Might be the Top Gift of 2018
A new study by LendEDU finds that student loan payments may be the top gift of 2018. Borrowers would prefer help with student loan debt over Bitcoin and the iPhone X!..Read full article
Homebuyer Savings Accounts Can Give You an Edge
Six states now offer tax-advantaged homebuyer savings accounts to help homebuyers overcome the financial barriers to buying a home, such as closing costs...Read full article
Student Loan Benefits Programs at Work
More employers are offering a student loan benefits program as a workplace perk. Are these new match programs even more useful than 401(k) match programs?..Read full article
2017 Holiday Spending Survey
Consolidated Credit asked indebted Americans about their holiday spending plan for this year. The results reveal a “gift gap” that’s rivals the wage gap...Read full article
Cutting Costs for Turkey Day
Thanksgiving isn’t the most expensive holiday, but it can still bust your budget. Watch this video for Thanksgiving shopping tips and frugal meal planning...Read full article
Cash Back or Coffee Rewards?
Coffee giant Starbucks announces a new credit card with coffee rewards for java fanatics, but is this is the right choices for caffeine addicts on a budget?..Read full article
Do You Have the Right Credit Score to Buy a House?
A new survey reveals how much credit is a barrier to first time homebuyers. But what's the right credit score to buy a house and how do you achieve it?..Read full article
Don’t Let Record Bank Fees Bust Your Budget
For the 13th year in a row, bank fees have hit new all-time highs. Find out where ATM and overdraft fees are the worst and what you can do to minimize them...Read full article
Don’t Play the Credit Card Balance Shuffle
Trying to game the credit system to achieve a higher score can seem like a great idea, but one wrong move could land you in a heap of credit card debt...Read full article
What is Unpaid Credit Card Debt Costing You?
Nearly half of Americans carry unpaid credit card balances for more than two years. We calculate the cost of credit card interest charges over two years...Read full article
CFPB: Credit Monitors Need Monitoring
In the wake of the Equifax breach, CFPB Director Richard Cordray explains why the credit monitors in the U.S. need some monitoring of their own...Read full article
A Virtual Credit Card May Offer Extra Security
With retail data breaches becoming commonplace, a virtual credit card could give you more ID theft and fraud protection in an unsecure world...Read full article
New Reverse Mortgage Rules
New reverse mortgage rules from HUD on the Home Equity Conversion Mortgage (HECM) Program could mean higher initial costs and less money available...Read full article
Consolidated Credit Introduces Home BASE
In an ongoing effort to help homeowners retain their homes and avoid foreclosure, Consolidated Credit announces the launch of Home Base loss mitigation...Read full article
A Corporate Take on Affordable Housing
Chipotle steps up as the first corporate entity to offer Denver’s rent buy-down program. Are corporations the new landlords for affordable housing projects?..Read full article
The Dubious Return of Direct Deposit Advance
Direct deposit advance could make a comeback, but with interest rates up to 300%, this “solution” could be just as bad for your finances as payday loans...Read full article
Ride Hailing Credit Cards
Services like Uber and Lyft may soon roll out ride hailing credit cards that offer rewards for charging rides. Will they help you save money or hail debt?..Read full article
How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!..Read full article
Some Much Needed Rent Price Relief
Consolidated Credit’s latest rent price map shows the cities with the biggest increases and decreases in property rental prices, which impact housing costs...Read full article
The Future of the Fiduciary Rule
The fiduciary rule is meant to protect consumers from biased investment advice, but many in D.C. believe it’s doing more harm than good. Here’s why...Read full article
Research of the Week: Where Can Millennials Achieve Financial Independence?
A new study reveals the states where Millennials are most and least likely to still live at home. How can Millennials achieve financial independence?..Read full article
How Much Should You Tip in 2017?
A new poll reveals credit card holders are some of the best tippers in the U.S., but how much should you tip in 2017? who should you tip or not tip?..Read full article
