Setting a practical spending plan so you can avoid debt.
It may not feel like it yet, but the holiday shopping season is officially upon us. With Christmas less than 100 days away, now is the right time to start formulating your plans. Setting your holiday budget early will help you find smart ways to save, so you can make the season merry and bright without relying on your credit cards.
To help you get started, Consolidated Credit is hosting a free holiday budgeting webinar on Wednesday, October 14, 2020, at 1:00 pm (EST).
The holidays seem like they start earlier every year. That means you need to start planning earlier if you want to save money this season.
This is the most wonderful time of year, but not if you go broke buying gifts, throwing parties, and visiting family.
Tune in for our holiday survival guide webinar and learn how to look like Santa while spending like Scrooge. It’s free, so sign up now.
There’s no question that the pandemic will likely impact the winter holidays and the holiday shopping season this year. Experts predict that people will spend more this year, working to make the season merry and bright to make up for everything we’ve gone through this year.
There’s also a higher risk of credit card debt, as most people will move their holiday shopping online. Consumers will trade Black Friday shopping – which has been canceled or limited at major retailers like Walmart and Target – for online shopping. Amazon Prime Day will now run on October 13 and 14.
With all of this in mind, it’s important to think carefully about how you will shop and how you can stay on budget.
Sign up for this free holiday budgeting webinar
In a normal year, the average consumer spends over $1,000 during the winter holiday shopping season. That kind of spending can easily lead to credit card debt. To learn how to avoid a holiday debt hangover, join us this month to find practical ways to budget and save.