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Use these holiday money tips to celebrate year-round without a constant cycle of debt.

No matter what time of year it is, there’s always a reason to celebrate. And marking your favorite holidays usually doesn’t fall within your normal budget. In many cases, particularly during the winter holidays, extra costs to make events memorable go on credit. You end up increasing the cost of your festivities even more when it becomes high interest rate debt.

On the other hand, with some clever cost cutting and a quick budget, you can plan ahead for holiday spending. Use these holiday money tips to celebrate in style without breaking the bank and generating debt.

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