Love and Money
How to maximize your financial potential as a couple.
Money shouldn’t come between you and happiness, but when two people come together to plan a life, financial fights have a way of causing big problems. Eventually, if these problems are left unchecked, it can end in financial distress and separation or divorce.
On the other hand, two heads and sets of hands can be a great benefit in your financial world. You potentially have twice the earning power, two people keeping track of bills, and double the ability to address problems with debt. You just have to get on the same page with your partner to ensure a happy financial life. The more you talk, plan and coordinate, the more likely you are to succeed as a couple in reaching your combined financial goals.
The resources below are designed to help you navigate the often murky waters of finance for couples. Whether you’re just starting out together or you have hidden financial issues that need to be addressed in your marriage, you can use the information below to move forward. If you have questions or need help managing debt either separately or as a couple, we’re here for you. Call us at 1-888-294-3130 to request a free confidential debt and budget analysis from a certified credit counselor.
Before you decide to tie the knot (or just get serious), you and your partner need to know how the other feels about key financial issues. Where does money fit in your life? How do you handle credit? What are your long-term goals? We help you ask the right questions to get on the same page about your financial future together.
The average price tag for a wedding is over $30,000 even without a honeymoon, but do you really want to start your life together in debt? With half of marriages ending in divorce, often because of debt, it’s time to get smart and plan the perfect wedding that won’t leave you with a perfectly overwhelming amount of debt to pay back.
Even if you’re on the same financial page before you get married, there may be specific concerns you need to address once you walk down the aisle. From deciding whether or not to get joint accounts, to dividing up financial responsibilities and daily money management tasks, we help you get your finances organized after marriage.
Financial infidelity is the termed used when one spouse isn’t entirely forthright about their financial situation with their partner. From hidden accounts and secret credit cards, to covert dips into savings and unexplained expenses, we help you get honest to shine a light on infidelity so you can move forward as a couple.
Credit counseling allows you to get a handle on debt, often through enrollment in a debt management program, but what happens when both your names are on an account? Or what if only of you wants to enroll? We explain how credit counseling works for couples so you can find the right path to freedom from debt.
The financial resources above are great for you as a couple, but once you start to bring children into the mix, things can get a bit more complicated. We help you craft financial to support a growing family. You’ll also learn how to give your children a leg up and ensure they’ve learned the right lessons as they leave the nest.