Personal Debt Stories (Page2)
Stories of people overcoming challenges with credit card debt.
Americans have record-levels of credit card debt. We owe $482 billion to credit card companies.[1] Although every financial situation is unique, common themes run through the financial challenges that people face. These personal debt stories come from real clients of Consolidated Credit. They’ve shared their experiences with credit card debt in the hopes that it can inspire others facing similar situations.
If you’re struggling to eliminate credit card debt, it’s time to turn the page on your debt story today. Call 1-800-774-0313. A certified credit counselor will review your options for relief and help you find the best way to get out of debt in your situation. Turn the page on your debt story today.
What to Do When Your Emergency Savings Runs Out
She was a saver and thought she was prepared, but after her emergency fund ran dry, Karin knew she needed help. Discover what she did to get out of debt....
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How to Pay Off $20,000 in Credit Card Debt
IRS and New York State taxation fees caused Terrence to rake up $21,000 in credit card debt. He was able to get a customized debt management program with the help of Consolidated Credit. ...
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Why an MBA Decided a Debt Management Program was the Best Debt Relief Option for His Family
Having a high income often means high debt levels too. Learn what happened when an MBA decided to pay all his debts in full in just five years....
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Paying Off Six Credit Cards in Just Two Years: This is Tammy’s Story
Follow one woman’s journey from overwhelming debt spread over six credit cards to being debt-free in just two years. Learn how you can do the same....
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How a Modest Nanny Racked up $10,000 in Debt Later in Life
Find out how Soledad got rid of $10,000 debt on a nanny salary in just three years....
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Overcoming Financial Infidelity and $10,000 in Credit Card Debt
Financial infidelity can lead to unmanageable debt, However, Rose proves that every money problem has a solution. Here is how she overcame financial infidelity and took her credit score from poor to good. ...
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From $60,000 in Debt to Buying a Dream Home: Here is Lori’s Story
Find out how Lori used Consolidated Credit to go from $60,000 in credit card debt to buying her dream home....
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How Felicia Went from $16K Medical Debt to a 42-Point Score Increase
Felicia's kidney failure led to her using credit cards for medical bills and amassing $16,000 debt. Find out how she became debt-free!...
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From Unemployment to $40K in Debt: How Ryan Beat the Odds
You can't pay credit cards unemployed, so what options do you have when you lose your job? Find out how Ryan overcame debt and unemployment....
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Does Debt Consolidation Work? How Angela Tackled $35,000 Debt
Does debt consolidation work? If you have overwhelming debt; it can! Learn how Angela beat down $35,000 debt from divorce and medical bills....
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The Snowball Effect: How to Pay off Six Credit Cards Faster
Wondering how to pay off six credit cards? Read Mona's story and see how she used the snowball method to eliminate debt with our help....
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Paying Off $25,000 in Credit Card Debt and Personal Loans
Stuck on how to pay off $25,000 in credit card debt? Read how Consolidated Credit helped Scot pay it offby reducing his APR to just 2%....
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A Teacher Pays Off Debt Despite Limited Income
Paying off debt as a teacher can seem impossible, especially when income is limited. Find out how Mary was able to pay off her $30,000 debt....
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Paying Off Over $55k in Credit Card Debt
Read about how A.B. achieved paying Off Over $55k in Credit Card Debt and how Consolidated Credit helped....
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A Single Mom Finds Debt Relief Despite Budget Challenges
Being a single parent can cause challenges with debt. When her son’s father left and her balances grew, Josefina called Consolidated Credit....
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Finding Relief After Being Unemployed and Out of Savings
Unemployment can drain your savings, forcing you to rely on credit cards to cover income gaps. This relief program helps you recover and get out of debt....
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Credit Counseling Before Bankruptcy
If you can’t afford to get out of debt on your own, you may be deciding between credit counseling or bankruptcy. Learn how to decide which is right for you....
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Working Hard but Still in Debt
If you're like Robert, you may be skeptical about how debt consolidation can help you get out of debt faster. Credit counseling helped him see the light....
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Paying Off Debt While on Social Security and SSI
Lauren was unsure if he could pay off his debt while living on Social Security and SSI payments. Then he joined a debt management program....
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From Young and Broke to Older and Wiser
Dawn was living large on a hostess’ salary, but the lavish lifestyle caught up with her. Read her story to see how she took control....
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“How Could I Let This Happen to Me?”
Your feelings about debt can have a serious impact on your ability to recover quickly. Learn how the psychology of debt could be paralyzing you from acting....
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Avoiding a Second Bankruptcy
Filing for bankruptcy is difficult, and Michael was considering filing twice before he got help from Consolidated Credit. Learn about his debt solution....
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Maria Overcomes Two Leading Causes of Credit Card Debt
After a divorce and her mother’s cancer treatment, Consolidated Credit helped Maria eliminate $35,000 in credit card debt through credit counseling....
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Consolidated Credit is Proud to Help Maria Recover from Financial Abuse
Coerced debt happens when a partner runs up debt in your name without your consent. It ruins your credit and keeps you stuck. But there are solutions to help people recover from this financial abuse....
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