Millennials Fear Debt More Than Dying
Death, war, drowning due to sea level rise – all those fears are nothing compared credit card debt for Millennials. So why Millennials fear debt so much?
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Don’t Play the Credit Card Balance Shuffle
Trying to game the credit system to achieve a higher score can seem like a great idea, but one wrong move could land you in a heap of credit card debt.
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What is Unpaid Credit Card Debt Costing You?
Nearly half of Americans carry unpaid credit card balances for more than two years. We calculate the cost of credit card interest charges over two years.
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A Virtual Credit Card May Offer Extra Security
With retail data breaches becoming commonplace, a virtual credit card could give you more ID theft and fraud protection in an unsecure world.
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How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!
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Don’t Get Caught by a Deficiency Judgment
You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment.
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Older Consumer Complaints Show Mortgages are a Major Issue
A new CFPB report shows the differences between older consumer complaints and complaints from other age sets of consumers with some interesting results.
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Don’t be Fooled by Deferred Interest!
Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends.
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How Do You Decide Which Debt to Pay First?
A new study finds people will stop paying their mortgage before an auto loan or even personal loans. So, how should you decide which debt to pay first?
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Statute of Limitations on Debt
Arizona increased the statute of limitation on debt collections for credit card debt. Learn about the debt clock and when it starts where you live.
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Do You Live Where It’s Easy to Repay Debt?
Where you live can have a serious impact on your ability to repay debt. Is cost of living a factor that’s keeping you from achieving freedom from debt?
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Feeling the Threat of Debt Collectors
A new report finds one in four consumers felt threatened during a collection call. Here’s what you can do to avoid the threat of debt collectors.
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Which Generation Has the Most Credit Card Debt?
A study finds Millennials are having more problems with credit than previous generations. So how can Millennials overcome problems with credit card debt?
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Credit Card APR at 5-Year High
The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?
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Can You Read a Credit Card Agreement?
A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.
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A Cautionary Tale of Debt Settlement
Navys Flores thought debt settlement was the right way to eliminate credit card debt, but three years later she was forced to call NBC 6 Responds for help.
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The Stress of Debt
You know your debt puts stress on your budget, but what about the stress it creates in your psyche? We look at the impact of financial anxiety in your life.
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Chase: No Credit Backup on Overdrafts
Chase banking customers should take note that the company is changing its policy that allows a credit card to be used for account overdraft protection.
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Can You be Arrested for Debt?
Debt collectors are finding ways around the FDCPA and issuing warrants for failure to comply with court orders over unpaid credit card debt. What can you do?
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Be Careful Paying Child Support with a Credit Card
Paying child support by credit card may be convenient, but added convenience fees and high interest charges for cash advances could hurt your budget.
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