It’s Time for Your 2023 Fall Financial Checkup
There are eight key areas of your finances that you need to check in your 2023 fall financial checkup. Get your finances right before the end of year.
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What is Inflation and How Can You Get Ahead of Rising Costs?
Keeping up with rising prices on a tight budget is stressful. We explain the reason for rising costs and ways you can combat inflation.
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Understanding the Rate Hike Impact on Your Debt and Savings
The Federal Reserve just raised interest rates again this year. We explain the rate hike impact on loans, credit cards, and saving products.
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Understanding Common Credit Card Fees
Rules and regulations concerning common credit card fees are constantly changing. Stay up-to-date on the latest fee news and choose your cards wisely.
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U.S. Consumer Debt Breaks Records in the Pandemic Aftermath
Consumer debt has risen to record levels, fueled by mortgages and credit cards. One of those is good debt, the other isn’t. Here’s what to do about it.
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Adjusting Your Budget as You Return to Work
More employees are getting called back to the office. Maintain your budget and avoid debt by following these cost-saving measures as you return to work.
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Survey: Consolidated Credit Clients are Financially Surviving the Pandemic
A survey finds that Consolidated Credit clients are more likely to be in a better financial position and more optimistic about 2021 money prospects.
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Americans May Face a Crisis with Past Due Debt in 2021
Experts predict that credit card defaults and delinquencies will increase in 2021 once stimulus runs out. Here’s how to get ahead of past-due debt.
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Americans Adjust Their Credit Habits as a Result of the Pandemic
Even as Americans focus on paying down revolving debt, millions are relying on credit cards to address income challenges during the pandemic.
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Consolidated Credit Announces the Rebounding from COVID-19 Webinar Series
This 6-part webinar series can help you regain stability and reestablish good credit, with sessions for small business owners and student loan borrowers.
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Bring America Back: Setting a Financial Recovery Plan
Consolidated Credit is helping Bring America Back with free credit counseling. Customize a recovery plan to pay off debt with no initial account setup fees.
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What Happens After Forbearance or a Payment Deferral?
Getting a payment deferral or forbearance can be a lifesaver, but there are some things you need to know to protect your credit and avoid financial issues.
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Experts Respond: How Should People Handle Debt after a Loss of Income?
As millions of Americans try to deal with income losses amidst coronavirus shutdowns, we asked 21 experts for their tips on how people should handle debt.
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Consolidated Credit Establishes COVID-19 Financial Help Hotline
Consolidated Credit has established a free COVID-19 debt hotline for consumers facing challenges during the shutdown. Call for 800-745-2513 for support.
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New FICO Credit Score Changes: Some Will Soar, Other Will Crash
Learn how the latest credit score changes with FICO 10 will affect people who are working to pay off credit card debt, and those using consolidation loans.
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Is Your Debt-to-Income Ratio Telling You It’s Time to Get Debt Help?
Debt-to-income ratio is a tool that lenders use to assess your debt, but it can also clue you into knowing when it’s time to get debt help. Learn how here.
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Consumer Credit Card Debt Breaks Records… Again.
It’s official. Consumers ended 2018 with a record $870 billion in credit card debt. If you have high balances to pay, Consolidated Credit has some advice.
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A Snapshot of Credit Card Debt by State in 2019
Total debt and the number of delinquent accounts are both climbing. We look at average credit card debt by state and offer tips to eliminate debt.
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Two Major Creditors Scale Back on Customer Credit Card Limits
Credit card companies set credit card limits based on your score, but your credit limit may also change for other reasons. Here’s what you need to know.
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Millennials’ Biggest Source of Debt Might Surprise You
You might think that most Millennials struggle the most with student loans, but a new study reveals that their biggest source of debt is credit cards.
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How to Avoid Having an Application for Student Loan Forgiveness Denied
99% of borrowers that applied for Public Service Loan Forgiveness have had their loan forgiveness denied. We explain how to ensure your PSLF is approved.
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Are You on a Yo-Yo Diet of Debt Repayment?
Americans paid off $40.6 billion of debt in the first quarter but added $30 billion back in the next. Are you on a yo-yo diet of credit card debt repayment?
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Understanding the Effects of Missed Payments
If you have credit cards, the impact of missed payments can be massive. Here’s what you can expect for budget and credit if you miss a credit card payment.
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Reducing the High Cost of Credit Card Debt
Consumers pay over $100 billion every year on credit card interest charges and fees. We explain how to minimize the high cost of credit card debt.
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