Consolidated Credit Introduces Home BASE
In an ongoing effort to help homeowners retain their homes and avoid foreclosure, Consolidated Credit announces the launch of Home Base loss mitigation.
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Meghan Alard
The Dubious Return of Direct Deposit Advance
Direct deposit advance could make a comeback, but with interest rates up to 300%, this “solution” could be just as bad for your finances as payday loans.
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Ride Hailing Credit Cards
Services like Uber and Lyft may soon roll out ride hailing credit cards that offer rewards for charging rides. Will they help you save money or hail debt?
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How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!
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The Future of the Fiduciary Rule
The fiduciary rule is meant to protect consumers from biased investment advice, but many in D.C. believe it’s doing more harm than good. Here’s why.
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A New Face to ATM Security
Could face recognition technology be the next step in increasing ATM security against identity theft? Two major players are betting that it is.
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Don’t Get Caught by a Deficiency Judgment
You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment.
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The Negative Equity Auto Loan Crisis
Negative equity auto loan levels hit record highs. Are longer auto terms getting consumers with subprime credit into more trouble than they’re worth?
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Don’t be Fooled by Deferred Interest!
Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends.
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How Do You Decide Which Debt to Pay First?
A new study finds people will stop paying their mortgage before an auto loan or even personal loans. So, how should you decide which debt to pay first?
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Research of the Week: Millennial Home Improvement Bucks Tradition
America’s youngest homeowners balk at traditional financing sources. Are Millennial home improvement plans less effective due to lack of financing?
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Student Loan Interest Rates Increase for 2017
For the first time since 2014, student loan interest rates will increase for the 2017-2018 academic year. How will the rate hike affect student loan debt?
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16 Million Americans have Negative Net Worth
A new study finds more Americans are living with negative net worth, and surprisingly enough it’s not being caused by high interest rate credit card debt.
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Revolver vs. Transactor: What Kind of Credit User are You?
We compare the credit habits of revolver vs transactor cardholders so you can see the difference and choose the right credit management strategy for you.
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Credit Report Changes 2017
The credit bureaus make significant changes to the VantageScore model. What do these new credit score changes mean for borrowers who are repaying debt?
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Fannie Mae Student Loan Solutions Offer Path to Homeownership
If you want to buy a home, but student loan debt is holding you back, these new Fannie Mae student loan payment options may help you achieve homeownership.
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Are You Looking at the Right Consumer Credit Score?
A new $3 million CFPB penalty against Experian reveals the difference between a consumer credit score that lenders use and your “educational” score.
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Student Loan Default Now Even Worse for Your Finances
The Department of Education just changed the rules on student loan late fees. Just one student loan default could cost you significantly more now.
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Is There Deception Hidden in Your Auto Loan?
A study predicts deception in auto loans may lead to increased default rates this year. Is your car loan hiding auto loan fraud committed by the dealer?
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Vault 7 Reveals Mobile Pay Security Risks
Vault 7 was intended to show the ability of government agencies to spy on us, but it also reveals the high security risk of using mobile payments.
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Are You and Your Neighbors Financially Literate?
April is Financial Literacy Month! We look at the most and least financially literate consumers across the nation. How does your state rank?
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Statute of Limitations on Debt
Arizona increased the statute of limitation on debt collections for credit card debt. Learn about the debt clock and when it starts where you live.
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Identity Theft Adapts around Smart Cards
As identity theft adapts to get around Smart Chip technology in your credit cards, you need to evolve your identity theft protection measures as well.
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Delinquent Cars and Credit Cards
A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.
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