100 Days, 100 Ways
Learn how to enter Consolidated Credit’s 100 Days 100 Ways to save contest, by sharing 100 money-saving daily tips on your favorite social networks...Read full article
Author: Meghan Alard
Veterans to Qualify Automatically for Permanent Disability Student Loan Forgiveness
Veterans will now qualify automatically for permanent disability student loan forgiveness, as well as tax exemption on the discharged debt. Learn more here...Read full article
2019 Changes in Common Credit Card Fees
Rules and regulations concerning common credit card fees are constantly changing. Stay up-to-date on the latest fee news and choose your cards wisely...Read full article
What Happens When the Fed Lowers Interest Rates?
When the Fed lower interest rates, it affects your ability to save and pay off debt. Learn what to do following the latest Federal Reserve announcement...Read full article
Budgeting for Christmas in July
You might think it’s too early to start thing about budgeting for the winter holidays, but there are just 10-12 paychecks left before the holidays start...Read full article
Consumer Credit Card Debt Breaks Records… Again.
It’s official. Consumers ended 2018 with a record $870 billion in credit card debt. If you have high balances to pay, Consolidated Credit has some advice...Read full article
Who Has the Worst Average Credit Card Debt in America?
The average credit card debt in America is getting worse, but the increases are not equal everywhere. We look at the cities with the fastest growing credit card balances and offer advice on how to pay off debt fast...Read full article
5 Good Reasons to Call Your Credit Card Company
A credit card company wants your business, so they’re usually willing to give you certain money-saving perks for sticking with them. Learn how you can turn customer loyalty into more credit card rewards, cut annual fees and lower interest rates...Read full article
What to Do If You Receive an Unexpected Emergency Room Bill
If you go to an in-network ER, but you get treated by an out-of-network ER doctor, it can lead to major unexpected emergency room bills for you to cover...Read full article
Two Major Creditors Scale Back on Customer Credit Card Limits
Credit card companies set credit card limits based on your score, but your credit limit may also change for other reasons. Here’s what you need to know...Read full article
New UltraFICO™ Score Could Make Rebuilding Your Credit Easier
Challenges with credit card debt can often lead to credit score damage, but the new UltraFICO™ score could help you rebuild faster after debt repayment...Read full article
Americans are Already Strapped for Cash Ahead the Holidays
Holiday spending often turns into credit card debt. These tips can help you minimize debt if you’re already strapped for cash ahead of the holidays...Read full article
Will Universal Savings Accounts Really Be the Best Way to Save for Emergencies?
Congress wants to create Universal Savings Accounts to give Americans an easier way to generate emergency savings, but will they help average families?..Read full article
Understanding the Rate Hike Impact on Your Debt and Savings
We help clients enrolled Consolidated Credit’s relief program understand the Federal Reserve rate hike impact on their credit card debt, loans and savings...Read full article
How to Avoid Having an Application for Student Loan Forgiveness Denied
99% of borrowers that applied for Public Service Loan Forgiveness have had their loan forgiveness denied. We explain how to ensure your PSLF is approved...Read full article
Should You Freeze Your Credit?
As of September 21, 2018, credit report freezes with all three bureaus are now free, but should you freeze your credit and what are the downsides?..Read full article
Are You on a Yo-Yo Diet of Debt Repayment?
Americans paid off $40.6 billion of debt in the first quarter but added $30 billion back in the next. Are you on a yo-yo diet of credit card debt repayment?..Read full article
Understanding the Effects of Missed Payments
If you have credit cards, the impact of missed payments can be massive. Here’s what you can expect for budget and credit if you miss a credit card payment...Read full article
What’s Your Personal Saving Rate?
The personal saving rate hit 6.8% in June, but are Americans saving equally? We look at personal savings and offer tips on improving your saving strategy...Read full article
Reducing the High Cost of Credit Card Debt
Consumers pay over $100 billion every year on credit card interest charges and fees. We explain how to minimize the high cost of credit card debt...Read full article
Which State Has the Highest Student Loan Debt?
A new study from WalletHub explores which state has the highest student loan debt and which borrowers have the biggest student debt burden...Read full article
Dealing with Debt Caused by Domestic and Economic Abuse
Domestic abuse survivors often amass debt getting out of a relationship or from economic abuse. Consolidated Credit helps victims pay off their debt...Read full article
Do You Know Your Annual Interest Rates?
Half of credit card users that carry at least one credit card balance don’t know their annual interest rates, which means they’re probably overpaying...Read full article
Are Gas Cards Still a Good Value in 2018?
As gas prices increase and interest rates on gas cards rise, is it still wise to use a co-branded gas credit card to fill up? Some experts say no...Read full article
