Spanish Speaking Americans More Likely to Face Pandemic Money Problems
A Consolidated Credit survey finds that Spanish speaking Americas are 2-3 times more like to be experiencing money problems. Learn why and what you can do...Read full article
Author: Meghan Alard
Bring America Back: Setting a Financial Recovery Plan
Consolidated Credit is helping Bring America Back with free credit counseling. Customize a recovery plan to pay off debt with no initial account setup fees...Read full article
Getting a Mortgage in the Age of COVID-19
Coronavirus shutdowns and recession fears are creating some bigger hurdles for homebuyers. Here’s what you need to know about getting a mortgage today...Read full article
What Happens After Forbearance or a Payment Deferral?
Getting a payment deferral or forbearance can be a lifesaver, but there are some things you need to know to protect your credit and avoid financial issues...Read full article
Last-Minute Gift Ideas for Mom During Stay-at-Home Orders
This year isn't exactly normal, but the good news is that there are plenty of virtual ways that you can spoil your mom, even if you're shopping last-minute...Read full article
Protecting Your Finances During COVID-19
Find short and long term tips for getting through coronavirus shutdowns, plus get updates on government relief efforts, free resources and avoiding scams...Read full article
COVID-19 Financial Relief Guide for Hospitality Workers
A free financial relief guide for restaurant workers, bartenders, and other service professionals facing unemployment or loss of income from COVID-19...Read full article
How to Use Your Stimulus Check Wisely
No one is sure how long the COVID-19 crisis will last. This stimulus check strategy will make the best use of the money you receive, so you can stay afloat...Read full article
Consolidated Credit Establishes COVID-19 Financial Help Hotline
Consolidated Credit has established a free COVID-19 debt hotline for consumers facing challenges during the shutdown. Call for 800-745-2513 for support...Read full article
Overspending for Credit Card Rewards You Never Use
Studies show that consumers use charge more to earn credit card rewards, but often never do anything with them. Find tips for refining your credit strategy...Read full article
Student Loan Reform: Repaying Student Loans May Get Easier in 2020
Get the latest updates on student loan reform proposals currently being debated on Capitol Hill. Will these provide student debt relief for millions of Americans?..Read full article
Retirement Savings Updates: The Impact of the SECURES Act
Learn how college an retirement savings plan changes from the SECURE Act may affect your long-term saving strategy, so you can plan for the future...Read full article
Smart Holiday Shopping Tips for 2019
The average family will spend over $1,000 this year on the holidays. These holiday shopping tips can help you avoid holiday ID theft and a debt hangover...Read full article
Consolidated Credit Hosts Fall Florida Homebuying Fair
If you’re a homebuyer looking to buy a home in 2019, join us for the Florida Homebuying Fair on Saturday, November 16th from 10:00 a.m. to 3:00 p.m...Read full article
Veterans to Qualify Automatically for Permanent Disability Student Loan Forgiveness
Veterans will now qualify automatically for permanent disability student loan forgiveness, as well as tax exemption on the discharged debt. Learn more here...Read full article
2019 Changes in Common Credit Card Fees
Rules and regulations concerning common credit card fees are constantly changing. Stay up-to-date on the latest fee news and choose your cards wisely...Read full article
What Happens When the Fed Lowers Interest Rates?
When the Fed lower interest rates, it affects your ability to save and pay off debt. Learn what to do following the latest Federal Reserve announcement...Read full article
Budgeting for Christmas in July
You might think it’s too early to start thing about budgeting for the winter holidays, but there are just 10-12 paychecks left before the holidays start...Read full article
Consumer Credit Card Debt Breaks Records… Again.
It’s official. Consumers ended 2018 with a record $870 billion in credit card debt. If you have high balances to pay, Consolidated Credit has some advice...Read full article
Who Has the Worst Average Credit Card Debt in America?
The average credit card debt in America is getting worse, but the increases are not equal everywhere. We look at the cities with the fastest growing credit card balances and offer advice on how to pay off debt fast...Read full article
5 Good Reasons to Call Your Credit Card Company
A credit card company wants your business, so they’re usually willing to give you certain money-saving perks for sticking with them. Learn how you can turn customer loyalty into more credit card rewards, cut annual fees and lower interest rates...Read full article
What to Do If You Receive an Unexpected Emergency Room Bill
If you go to an in-network ER, but you get treated by an out-of-network ER doctor, it can lead to major unexpected emergency room bills for you to cover...Read full article
Two Major Creditors Scale Back on Customer Credit Card Limits
Credit card companies set credit card limits based on your score, but your credit limit may also change for other reasons. Here’s what you need to know...Read full article
New UltraFICO™ Score Could Make Rebuilding Your Credit Easier
Challenges with credit card debt can often lead to credit score damage, but the new UltraFICO™ score could help you rebuild faster after debt repayment...Read full article
