How to Avoid Imposter Scams
For Military Consumer Month, the FTC has focused on helping military families avoid imposters scams, but the advice applies to more than just military...Read full article
Author: Meghan Alard
Do You Know Your Annual Interest Rates?
Half of credit card users that carry at least one credit card balance don’t know their annual interest rates, which means they’re probably overpaying...Read full article
Are Gas Cards Still a Good Value in 2018?
As gas prices increase and interest rates on gas cards rise, is it still wise to use a co-branded gas credit card to fill up? Some experts say no...Read full article
More Americans Focus on Paying Down Debt in 2018
Americans hit record high credit card debt levels at the end of 2017, topping $1 trillion in revolving debt. The good news is that consumers repaid $40.3 billion in the first quarter of this year. Consolidated Credit offers three tips for paying down debt yourself...Read full article
74% of Americans are Getting Married with Debt
Three out of four couples will use credit to finance their wedding, with an average price tag of $33,391. We explore why getting married with debt is a fast way to ruin your relationship and offer tips on how to enjoy a debt-free wedding...Read full article
Which State Has the Most Credit Card Debt in 2018?
Americans have more credit card debt than ever, but four states outspend the others significantly. Learn which state has the most credit card debt and what you can do to pay your part of it off...Read full article
One More Good Reason You Don’t Need Credit
For more than two decades, attractive rewards programs have been a big reason that many consumers turn to credit cards at checkout. But as banks scale back credit card rewards and increase debit card rewards, this trend may be changing...Read full article
10 Money-Saving Summer Budget Tips
It’s the official start of summer 2018, which makes it the perfect time to set a summer budget so you can avoid credit card debt and achieve your goals. Consolidated Credit offers 10 money-saving tips...Read full article
Half of Teens Don’t See Becoming Financially Independent as a Key Life Goal
A new survey finds that only half of teens see achieving financial independence from parents as a key financial goal for the future. We look at the survey stats and offer ten key tips for helping teens learn ow to become financially independent...Read full article
Student Loan Interest Rates Set to Rise Again for 2018-2019
Federal student loan interest rates are set to increase for the second year in a row on July 1 of this year. Learn what parents and grads can do to keep education borrowing costs low to avoid problems down the road with student loan debt...Read full article
Consolidated Credit 25th Anniversary: Celebrating 25 Years of Financial Literacy
Watch the Consolidated Credit 25th anniversary video to see how the company has stayed at the forefront of technology with free financial education resources. Consolidated Credit strives to help consumers build financial literacy nationwide...Read full article
Is Debt Delaying Your Retirement Savings Goals?
A new survey finds that American workers that hold non-mortgage debt, such as credit card debt, are much less likely to save for retirement. Consolidated Credit explains how to save and pay off debt...Read full article
Spoiling Mom for Mother’s Day 2018
Money-saving tips to help you make the day special without credit card debt. Each week, Consolidated Credit searches for financial research that can help you deal with your debt and… Read full article
Consolidated Credit Brings Free Financial Literacy Publications to NSU
Consolidated Credit has partnered with Nova Southeastern University to provide a rack of free financial literacy publications at the Thinking Money exhibition at the Alvin Sherman Library...Read full article
When is the Right Time to Retire Old Credit Cards?
20 million people haven’t changed their primary credit card in 10 years, but are old credit cards effective or is it time for an update? Learn what to do with old accounts to avoid credit damage...Read full article
Are Long Term Auto Loans the Best Commitment?
A new report finds long term auto loans are getting longer and longer, leading to more time in debt and higher costs due to added interest charges. Do borrowers really benefit from that commitment?..Read full article
What States Can Revoke Professional Licenses for Defaulted Student Loans?
A Texas teacher lost his dream job as a teacher after he defaulted, and Texas isn’t the only state that does this. We detail what states can revoke professional licenses for defaulted student loans...Read full article
Can You Afford the Cost of Debt?
Another interest rate hike by the Federal Reserve means that the cost of debt for consumers just got higher again. WalletHub has revised their map of cities with the most and least sustainable credit card balances. Can you still afford to pay off your debt in a cost-effective way or do you need debt relief?..Read full article
Don’t Loan Credit Cards!
If you thought lending money to family was a bad idea, consider that 36 million Americans admit they’ve run into trouble when they decided to loan credit cards to friends and family. Learn why it’s a bad idea and what you can do instead to help someone out...Read full article
Dealing with Medical Debt Collections and Accident Liens
If you took a trip to the emergency room after an accident, you might be surprised to learn you have a lien that gives the hospital a right to part of any claim you receive. It’s one way hospitals ensure they collect on your medical bills. We explain how to get out of medical debt collections...Read full article
Is Mobile Banking Better?
Millennials are the first to jump on new technology that makes their lives easier, but a new survey finds they also may be the first to dump tech that doesn’t perform like they expect. This survey shows the problems with our current mobile banking experience...Read full article
Will Congress Act to Deliver Student Loan Relief?
As tuition costs continue to rise and students graduate with over $35,000 in student loan debt, on average, Congress is currently debating several options that could provide student loan relief to borrowers. But will the measures pass and is it enough to bring down college costs?..Read full article
5 Good Reasons to Call Your Credit Card Company
A credit card company wants your business, so they’re usually willing to give you certain money-saving perks for sticking with them. Learn how you can turn customer loyalty into more credit card rewards, cut annual fees and lower interest rates...Read full article
Are Student Loan Debt Problems Holding You Back?
The new Federal Reserve Chairman Jerome Powell admits that student loan debt problems hold Americans back and could slow down economic growth. Learn how outstanding student loans can hurt your credit and what solutions you can use to fix your financial situation...Read full article
