Feeling Debt Shy?
A new survey consumers are feeling debt shy and don’t intend to take on new debt this year as a result. Here’s what to do about the debt you already have.
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Meghan Alard
Seniors’ Student Debt Burden
A new report finds seniors’ student debt burden has more than doubled in the past decade. We explain what seniors can do to eliminate student debt.
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Do You Live Where It’s Easy to Repay Debt?
Where you live can have a serious impact on your ability to repay debt. Is cost of living a factor that’s keeping you from achieving freedom from debt?
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Will You Live to Be Debt Free?
A new survey finds Americans are optimistic that they will live to be debt free, but savings often takes a back seat to that goal. Here is what you can do.
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Feeling the Threat of Debt Collectors
A new report finds one in four consumers felt threatened during a collection call. Here’s what you can do to avoid the threat of debt collectors.
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Research of the Week: How America Prefers to Make Payments
Although debit cards are used more often, credit cards cover more total cost. Consolidated Credit offers tips to maintain a balanced budget free of debt.
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BadCredit.org Recommends Consolidated Credit
BadCredit.org has officially recognized Consolidated Credit as the right nonprofit credit counseling agency for consumers who are facing debt problems.
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Financial Literacy Fail
A new report reveals a major financial literacy fail across the U.S. – consumers don’t have the financial knowledge they need to achieve stability.
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Upside Down Auto Industry
A record number of car buyers are coming to the lot with upside down auto trade-ins, meaning they actually owe money on the old vehicle when they upgrade.
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Bad Consumer Credit Delays Recovery
Bad consumer credit caused by negative public records such as foreclosure actions issued during the Great Recession may still be holding people back.
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Teaching Children about Money Can Be a Chore
Using weekly chores and allowance is a great tool for teaching children about money. Here’s what parents can do to use this money lesson effectively.
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U.S. Takes the Bronze in Credit Card Fraud
The U.S. accounts for more than 1/3 of the total reported credit card fraud cases worldwide. Here’s what Americans can do to protect their identity.
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Credit Score Rebound
As penalties from foreclosures and short sales executed during the Great Recession expire, many consumers see their credit scores rebound significantly.
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United We Stand in Debt
A new infographic compares consumer debt levels in red and blue states, but the real conclusion is we all have too much debt, regardless of politics.
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Not Out of the Woods with Student Loan Debt
The CFPB estimates that one in three rehabilitated student loan borrowers is at risk of re-defaulting on their student loan debt in the next 2 years.
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The Biggest Barriers to Homeownership
Student debt and high rent prices may seem like insurmountable barriers to homeownership, but there are programs available to help you overcome them.
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Subprime Auto Loans Hit a Ditch
Nearly five out of every 100 subprime borrowers is 60 days or more behind with their auto loans. We help borrowers create a strategy to help catch up.
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Military Families Transition after Deployment
As large scale deployments come to an end, it’s essential that military families have plans in place to transition after deployment to achieve stability.
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How Likely Are You to Default on Student Loan Debt?
In some states, nearly one out of five borrowers who graduated during the 2012-2013 schoolyear have defaulted on their student loan debt payments.
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Protecting Servicemembers from Financial Abuse at Home
Servicemembers on active duty deployment are protected by the SCRA, but you need to educate yourself to ensure your financial rights aren’t violated.
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Credit Card APR at 5-Year High
The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?
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The Mortgage Lending Paradox
As the mortgage default rate nears zero, some believe it’s a sign lending standards are too strict. Here’s what homebuyers can do to get approval.
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HELOC Domino Effect
A study finds missed payments on a Home Equity Line of Credit (HELOC) often lead to other delinquencies with primary mortgages and credit card debt.
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Can You Read a Credit Card Agreement?
A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.
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