| December 27, 2011

Personal Stories of Conquering Debt

15th Annual Story Contest Winners Announced by Consolidated Credit

Consolidated Credit, a national credit counseling agency and financial literacy provider, asked clients to write about how the organization and its programs impacted their money management skills, helped them to live within a budget, or assisted them in achieving a specific goal.

Paula Q. Morales, of New Mexico, won first place for her “From Divorced with Five Kids to Financially Independent” submission. Tom McGuire, of Redwood City, Calif., won second place for a heartfelt tale about how Consolidated Credit helped him pay off nearly $28,000 in credit card debt while keeping his credit score above 700. The third place winner was Yvonne Curiel of San Diego, Calif. who found herself in severe debt after getting married and creating a family. Thanks to Consolidated Credit’s help after her husband was laid-off, she received lower interest rates and got penalty fees eliminated on her credit cards and now only has 10 months left until she will be debt free! All three entries can be viewed here.

Real stories from real people are great to share with others who may be facing a similar situation who are unaware that there is help available. With our budgeting application and online financial literature – which anyone can use for free – we hope that it will be easier for people to deal with money matters and stay out of debt in the future.

“Thanks to Consolidated Credit, I learned how to properly budget and got my interest rates on my credit cards lowered to two percent compared to 27 percent,” said Mr. McGuire, who stopped receiving harassing calls and emails from debt collectors only after joining Consolidated Credit’s debt management program.

The winners each receive up to $300 in gift cards, and they are being spotlighted on Consolidated Credit’s personal finance blog, MissMoneyBee.com.

Contestants’ stories were submitted in writing. Consolidated Credit’s board of directors chose the three winners based on their originality, creativity, and relevance to the contest guidelines. A full list of contest rules, entry, and award details can be found here.

For more information about Consolidated Credit and to find debt help, fill out a free online debt consultation form or call 1.800.728.3632 to receive a free debt analysis from a certified credit counselor today!

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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