| June 10, 2013

Consolidated Credit Advises Consumers to do a Check Up of their Budget Mid-Year

FT. LAUDERDALE, Fla. — With the first half of 2013 behind us, it’s time to plan, budget and save for the rest of the year. The experts at Consolidated Credit have conducted a mid-year budget check-up plan to help consumers analyze their finances and manage their money for the second half of 2013.

By evaluating spending habits, consumers will be able to extrapolate a budget for the rest of the year. Review your spending history and make changes to incorporate any scheduled plans that may affect your budget. Consolidated Credit recommends taking the following steps to assess mid-year finances.

  • Check investments: Review portfolios to ensure allocated funds and target dates are still yielding the best benefit. Make sure funds are being invested in the way you planned or make changes that may give better results.
  • Update W-4s: If life changes have occurred, it’s crucial to make some changes. Events such as divorce, marriage or birth of a new child can affect withholding exemptions, meaning you might pay too much or too little taxes, each of which can result in consequences.
  • Deal with debt: Request free credit reports to see if there are any negative items. If discrepancies exist let the credit bureau know and begin the process to fix/remove the items. Enrolling in a debt management program can be beneficial to those who need assistance with their finances.
  • Assess retirement goals: Tax laws allow those 50 years of age and older to make greater contributions. Check your payments from the first half of the year and determine whether to increase the amount to meet goals.
  • Holiday shopping: Set-up a monthly account for holiday gifts half way through the year. Depending how many people you plan to shop for, it’s wise take $50 – $100 a month and put it in a holiday shopping account.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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