| October 18, 2010

Debt consolidation gives consumers financial options

Chapter 7 used to be an easy and advantageous way to eliminate credit debt. However new laws passed in 2005 have made it harder for consumers and small businesses to file for bankruptcy.

With the new restrictions, many consumers have turned to debt consolidation for help, as this financial option may help significantly lower outstanding credit payments.

Debt consolidation may be a way to eliminate debt and avoid bankruptcy, allowing individuals to replace multiple monthly bills in favor of a single new loan at a fixed interest rate. Consolidation also offers the option to secure the loan against an existing asset, allowing for an even lower rate.

When nearing bankruptcy, the debtor may agree to buy the debt at a discount, accepting a lower payment through consolidation. By consolidating and collateralizing loans, consumers may be able to exit debt faster than with other types of services. Consolidation may even help consumers reduce monthly payments by between 30-50%.

In addition, debt consolidation can be beneficial to college students, as it may be a good way to repay college loans and save on interest rates.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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