Tag: government regulations

The federal, state and even local government regulations can have a big impact your ability to maintain a stable household budget. They can also affect how easy it is for you to achieve a good credit score, get financing and use investment tools that are crucial to your long-term success. We wade through the legal jargon to give you the real scoop on how government regulations affect your finances today.

New protections for prepaid credit cards

New Protections for Prepaid Credit Cards

Oct 17, 2016 | Meghan Alard

If you use prepaid credit cards to avoid high-interest debt, the CFPB has some new prepaid card protections that will affect your usage and accounts.

Category icon Consumer Rights, Credit Cards

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FCC Closes TCPA Mobile Gaps

Jul 29, 2015 | Meghan Alard

Tired of prerecorded robocalls about debt collections that may or may not be your accounts? The FFC delivered a ruling that puts an end to this practice.

Category icon Consumer Rights, Debt Collection

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2014 Debt Collection Complaints

Feb 06, 2015 | Meghan Alard

The CFPB has released their first annual report of debt collection complaints. Learn what challenges other consumers faced from collectors last year.

Category icon Consumer Rights, Debt Collection

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Regulations could cost credit industry billions

Feb 09, 2011 | James Ramone

Due to recent regulations passed by Congress and the Federal Reserve Board, banks and lenders are expected to lose billions of dollars in revenue this year.

Category icon Banking, Credit Cards, Financial Wellness

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Old debt could resurface due to Federal Reserve regulations

Feb 01, 2011 | James Ramone

While many believed new Federal Reserve regulations would provide greater protection from lenders, California cardholders are being haunted by old debt.

Category icon Credit Cards, Financial Wellness

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Debt settlement companies finding ways to avoid new regulations

Dec 28, 2010 | James Ramone

Consumers looking for protection from deceptive debt settlement companies received welcome news when the Federal Trade Commission issued stricter regulations this year.

Category icon Consumer Rights, Debt Collection

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Despite new regulations, debit card fees may grow next year

Dec 07, 2010 | Sam Simpson

Consumers have begun to favor debit cards over credit, but a new report suggests when it comes to plastic, no one option holds the key to erasing debt.

Category icon Financial Wellness

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FTC regulations too late for those tricked by debt settlement firms

Dec 02, 2010 | Sam Simpson

The U.S. Federal Trade Commission passed new regulations earlier this month barring debt settlement companies from falsely advertising and collecting advanced fees.

Category icon Consumer Rights, Debt Relief, Foreclosure, Homebuyers

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JP Morgan CEO expresses discontent over new credit card regulations

Sep 16, 2010 | April Lewis-Parks

The Credit CARD Act that was signed into law in 2009 went into effect August 22, providing consumers with clearer credit card terms and conditions.

Category icon Consumer Rights, Credit Cards

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State governments back creditors on interchange fee regulations

Jun 01, 2010 | James Ramone

Eight state treasurers are against an omnibus reform amendment that would place strict limits on the fee size credit card issuers can levy on merchants.

Category icon Consumer Rights, Credit Cards

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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