Tag: default

Defaulting on a debt is never a good option, but sometimes it’s unavoidable. Knowing how to recover quickly after you default and what account charge-offs mean for your credit is a crucial part of your ability to manage debt successfully. We have the latest news on consumer debt default and what it really means for your finances and budget.

Record high credit card debt has piled up for most Americans

Hello, Record High Credit Card Debt

Apr 14, 2017 | April Lewis-Parks

Despite a focused payoff effort in January, February saw the U.S. hit record high credit card debt over $1 trillion. Here’s what it means for your budget.

Category icon Credit Cards, Debt Advice

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Student loan default rate piles up

Student Loan Default Rate Skyrockets

Mar 20, 2017 | Meghan Alard

Roughly 3,000 borrowers per day default on their federal student loans. We tell you how to avoid being another statistic in the student loan default rate.

Category icon Student Debt

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Seniors' student debt: education in exchange for a burden

Seniors’ Student Debt Burden

Feb 03, 2017 | Meghan Alard

A new report finds seniors’ student debt burden has more than doubled in the past decade. We explain what seniors can do to eliminate student debt.

Category icon Seniors, Student Debt

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The threat of debt collectors looms with past due debt

Feeling the Threat of Debt Collectors

Jan 16, 2017 | Meghan Alard

A new report finds one in four consumers felt threatened during a collection call. Here’s what you can do to avoid the threat of debt collectors.

Category icon Debt Collection

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Credit report changes could erase negative information

Bad Consumer Credit Delays Recovery

Dec 02, 2016 | Meghan Alard

Bad consumer credit caused by negative public records such as foreclosure actions issued during the Great Recession may still be holding people back.

Category icon Credit Score

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Not out of the woods with student loan debt

Not Out of the Woods with Student Loan Debt

Nov 02, 2016 | Meghan Alard

The CFPB estimates that one in three rehabilitated student loan borrowers is at risk of re-defaulting on their student loan debt in the next 2 years.

Category icon Student Debt

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New map shows student loan default rates nationwide

How Likely Are You to Default on Student Loan Debt?

Oct 13, 2016 | Meghan Alard

In some states, nearly one out of five borrowers who graduated during the 2012-2013 schoolyear have defaulted on their student loan debt payments.

Category icon Student Debt

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Working to achieve mortgage approval

The Mortgage Lending Paradox

Sep 19, 2016 | Meghan Alard

As the mortgage default rate nears zero, some believe it’s a sign lending standards are too strict. Here’s what homebuyers can do to get approval.

Category icon Homebuyers

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Is there any relief in sight for student loan debt?

Getting Real with Student Loan Debt

Aug 12, 2016 | Meghan Alard

A White House report finds the cost of education and challenges faced by borrowing are ultimately worth it for the career benefits of a college degree.

Category icon Student Debt

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Carrot or stick student debt repayment

The Carrot and Stick of Student Debt Repayment

Aug 08, 2016 | Meghan Alard

Collection practices for defaulted student loan debt won’t get any gentler, but customer service for repayment on current student loans may get better.

Category icon Debt Collection, Student Debt

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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